76.8 / 100
Serious Stress
32nd of 3,144 counties nationally
3rd of 100 counties in North Carolina

Scotland County, NC shows significant household financial distress with a score of 76.8 — 32nd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within North Carolina, it ranks 3rd of 100 counties. It scores higher than all 5 of its neighboring counties.

Five-Domain Breakdown

How Scotland County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Income & Poverty

Primary Driver
97.2
Poverty Rate
98
Income vs. State Median
95
Child Poverty Rate
99

Debt & Delinquency

88.2
Debt in Collections
99
Medical Debt
91
Student Loan Delinquency
99
Auto Loan Delinquency
96
Credit Card Delinquency
99
Bankruptcy Filing Rate
46

Housing Cost Burden

75.8
Rent-Burdened (30%+)
64
Severely Rent-Burdened (50%+)
81
Mortgage-Burdened (30%+)
63
Homeownership Rate
94
Rent-to-Income Ratio
76

Community Vulnerability

71.9
Uninsured Rate
76
Disability Rate
68

Employment & Wages

51.1
Unemployment Rate
78
Wage-to-Rent Ratio
23
Business Formation Rate
52

How Scotland County Compares

Neighboring Counties

County Score Zone Difference
Scotland County, NC 76.8 Serious Stress
Robeson County, NC 76.3 Serious Stress -0.5
Marlboro County, SC 74.1 Serious Stress -2.7
Richmond County, NC 68.6 Serious Stress -8.2
Hoke County, NC 63.3 Elevated -13.5
Moore County, NC 38.2 Normal -38.6

Population Peers

Counties with similar population (small) and closest distress scores nationally.

County Score Zone Difference
Bee County, TX 76.9 Serious Stress +0.0
McIntosh County, OK 76.8 Serious Stress -0.1
Seminole County, OK 76.8 Serious Stress -0.1
Ripley County, MO 77.0 Serious Stress +0.1
Mississippi County, MO 76.6 Serious Stress -0.2

Download Data

Export all distress indicators for Scotland County as a CSV file.

Resources

Scotland County scores in the Serious Stress zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Scotland County, North Carolina?

Scotland County has a County Distress Index score of 76.8 out of 100, placing it in the Serious Stress zone. It ranks 32nd nationally out of 3,144 counties and 3rd in North Carolina out of 100 counties.

What drives financial distress in Scotland County?

The primary driver of distress in Scotland County is Income & Poverty, where the county scores 97.2 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

How does Scotland County compare to neighboring counties?

Scotland County (76.8) can be compared to its 5 neighboring counties: Robeson County, NC (76.3); Marlboro County, SC (74.1); Richmond County, NC (68.6).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Scotland County?

Scotland County, North Carolina has a population of approximately 34,376 (2023 Census estimate), classified as a small county.

🛟
If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.