Hoke County, North Carolina

County Distress Index: Elevated · 63.3 | 54,446 people · 26th most distressed in North Carolina
American Default Research

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Hoke County, NC registers elevated household financial distress with a score of 63.3 — 606th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within North Carolina, it ranks 26th of 100 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hoke County's primary driver is Community Vulnerability at 71.7 — above the national median.

Community Vulnerability Primary driver 71.7
Uninsured Rate 74
Disability Rate 70
Income & Poverty 69.3
Poverty Rate 80
Income vs. State Median 50
Child Poverty Rate 78
Debt & Delinquency 69.0
Debt in Collections 81
Medical Debt 41
Student Loan Delinquency 89
Auto Loan Delinquency 79
Credit Card Delinquency 92
Bankruptcy Filing Rate 32
Housing Cost Burden 61.1
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 57
Mortgage-Burdened (30%+) 79
Homeownership Rate 63
Rent-to-Income Ratio 38
Employment & Wages 45.3
Unemployment Rate 67
Wage-to-Rent Ratio 55
Business Formation Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hoke County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hoke County
Hoke County, NC 63.3 Elevated —
Scotland County, NC 76.8 Serious +13.5
Robeson County, NC 76.3 Serious +13.0
Richmond County, NC 68.6 Serious +5.3
Cumberland County, NC 65.7 Serious +2.4
Moore County, NC 38.2 Normal -25.1

Population Peers

County Score Zone vs. Hoke County
Grant County, IN 63.3 Elevated +0.0
Otero County, NM 63.4 Elevated +0.1
Clark County, OH 63.4 Elevated +0.1
Bay County, FL 63.2 Elevated -0.1
Florence County, SC 63.4 Elevated +0.1

Download Data

Export all distress indicators for Hoke County as a CSV file.

Find Help in Hoke County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Hoke County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hoke County, North Carolina?

    Hoke County has a County Distress Index score of 63.3 out of 100, placing it in the Elevated zone. It ranks 606th nationally out of 3,144 counties and 26th in North Carolina out of 100 counties.

  • What drives financial distress in Hoke County?

    The primary driver of distress in Hoke County is Community Vulnerability, where the county scores 71.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Hoke County compare to neighboring counties?

    Hoke County (63.3) can be compared to its 5 neighboring counties: Scotland County, NC (76.8); Robeson County, NC (76.3); Richmond County, NC (68.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hoke County?

    Hoke County, North Carolina has a population of approximately 54,446 (2023 Census estimate), classified as a mid county.