Alamance County, North Carolina

County Distress Index: Elevated · 51.5 | 179,165 people · 66th most distressed in North Carolina
American Default Research

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Alamance County, NC registers elevated household financial distress with a score of 51.5 — 1479th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within North Carolina, it ranks 66th of 100 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Alamance County's primary driver is Housing Cost Burden at 70.9 — above the national median.

Housing Cost Burden Primary driver 70.9
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 58
Homeownership Rate 83
Rent-to-Income Ratio 76
Debt & Delinquency 55.8
Debt in Collections 66
Medical Debt 28
Student Loan Delinquency 75
Auto Loan Delinquency 68
Credit Card Delinquency 68
Bankruptcy Filing Rate 30
Employment & Wages 52.2
Unemployment Rate 38
Wage-to-Rent Ratio 82
Business Formation Rate 37
Community Vulnerability 41.9
Uninsured Rate 64
Disability Rate 20
Income & Poverty 36.6
Poverty Rate 41
Income vs. State Median 28
Child Poverty Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Alamance County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Alamance County
Alamance County, NC 51.5 Elevated —
Randolph County, NC 61.0 Elevated +9.6
Caswell County, NC 58.1 Elevated +6.6
Rockingham County, NC 58.1 Elevated +6.6
Guilford County, NC 54.2 Elevated +2.7
Orange County, NC 34.1 Healthy -17.3
Chatham County, NC 32.8 Healthy -18.7

Population Peers

County Score Zone vs. Alamance County
Coffee County, AL 51.6 Elevated +0.1
Surry County, NC 51.7 Elevated +0.2
DeKalb County, IL 51.7 Elevated +0.3
Cape May County, NJ 51.2 Elevated -0.3
Wood County, WV 51.8 Elevated +0.3

Download Data

Export all distress indicators for Alamance County as a CSV file.

Find Help in Alamance County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Alamance County.

CCCS OF GREATER GREENSBORO
BURLINGTON
336-373-8882 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingHomeless/Displacement

See all counselors in North Carolina →

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Alamance County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

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Frequently Asked Questions

  • What is the distress score for Alamance County, North Carolina?

    Alamance County has a County Distress Index score of 51.5 out of 100, placing it in the Elevated zone. It ranks 1,479th nationally out of 3,144 counties and 66th in North Carolina out of 100 counties.

  • What drives financial distress in Alamance County?

    The primary driver of distress in Alamance County is Housing Cost Burden, where the county scores 70.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Alamance County compare to neighboring counties?

    Alamance County (51.5) can be compared to its 6 neighboring counties: Randolph County, NC (61.0); Caswell County, NC (58.1); Rockingham County, NC (58.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Alamance County?

    Alamance County, North Carolina has a population of approximately 179,165 (2023 Census estimate), classified as a mid county.