Sandoval County, New Mexico

County Distress Index: Normal · 44.2 | 155,936 people · 31st most distressed in New Mexico
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Sandoval County, NM falls within the normal range for household financial distress at 44.2 — 2061st nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within New Mexico, it ranks 31st of 33 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Sandoval County's primary driver is Employment & Wages at 55.0 — above the national median.

Employment & Wages Primary driver 55.0
Unemployment Rate 61
Wage-to-Rent Ratio 76
Business Formation Rate 28
Housing Cost Burden 53.6
Rent-Burdened (30%+) 76
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 78
Homeownership Rate 6
Rent-to-Income Ratio 54
Debt & Delinquency 51.4
Debt in Collections 51
Medical Debt 61
Student Loan Delinquency 47
Auto Loan Delinquency 64
Credit Card Delinquency 46
Bankruptcy Filing Rate 40
Community Vulnerability 35.0
Uninsured Rate 27
Disability Rate 43
Income & Poverty 26.0
Poverty Rate 35
Income vs. State Median 3
Child Poverty Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Sandoval County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Sandoval County
Sandoval County, NM 44.2 Normal —
McKinley County, NM 76.1 Serious +32.0
Cibola County, NM 75.5 Serious +31.3
San Juan County, NM 63.1 Elevated +18.9
Rio Arriba County, NM 54.5 Elevated +10.4
Bernalillo County, NM 52.8 Elevated +8.6
Santa Fe County, NM 48.5 Normal +4.3
Los Alamos County, NM 13.3 Healthy -30.9

Population Peers

County Score Zone vs. Sandoval County
Beaver County, PA 44.2 Normal -0.0
Monroe County, MI 44.2 Normal +0.0
Whiteside County, IL 44.3 Normal +0.1
Racine County, WI 44.3 Normal +0.1
Santa Rosa County, FL 44.1 Normal -0.1

Download Data

Export all distress indicators for Sandoval County as a CSV file.

Find Help in Sandoval County

Find an Attorney

State Bar of New Mexico Lawyer Referral Program offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of New Mexico Lawyer Referral Program 505-797-6000

Free Legal Aid

Legal aid organizations serving Sandoval County residents at no cost.

New Mexico Legal Aid 1-866-416-1922
Law Access New Mexico 1-800-340-9771
DNA-Peoples Legal Services, Inc. (928) 871-4151

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New Mexico →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Sandoval County, New Mexico?

    Sandoval County has a County Distress Index score of 44.2 out of 100, placing it in the Normal zone. It ranks 2,061st nationally out of 3,144 counties and 31st in New Mexico out of 33 counties.

  • What drives financial distress in Sandoval County?

    The primary driver of distress in Sandoval County is Employment & Wages, where the county scores 55.0 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Sandoval County compare to neighboring counties?

    Sandoval County (44.2) can be compared to its 7 neighboring counties: McKinley County, NM (76.1); Cibola County, NM (75.5); San Juan County, NM (63.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Sandoval County?

    Sandoval County, New Mexico has a population of approximately 155,936 (2023 Census estimate), classified as a mid county.