Spencer County, Indiana

County Distress Index: Healthy · 25.8 | 19,910 people · 88th most distressed in Indiana

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Spencer County, IN ranks among the least distressed counties in the country at 25.8 — 3024th nationally out of 3144 counties. The primary driver is Employment & Wages, where the job market is relatively stable with wages that keep pace with costs. Within Indiana, it ranks 88th of 92 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Spencer County's primary driver is Employment & Wages at 40.4 — above the national median.

Employment & Wages Primary driver 40.4
Unemployment Rate 6
Wage-to-Rent Ratio 38
Business Formation Rate 78
Debt & Delinquency 33.2
Debt in Collections 17
Medical Debt 41
Student Loan Delinquency 41
Auto Loan Delinquency 5
Credit Card Delinquency 16
Bankruptcy Filing Rate 80
Housing Cost Burden 20.6
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 9
Mortgage-Burdened (30%+) 46
Homeownership Rate 14
Rent-to-Income Ratio 5
Community Vulnerability 20.2
Uninsured Rate 6
Disability Rate 34
Income & Poverty 14.4
Poverty Rate 11
Income vs. State Median 21
Child Poverty Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Spencer County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Spencer County
Spencer County, IN 25.8 Healthy
Daviess County, KY 48.4 Normal +22.6
Perry County, IN 42.4 Normal +16.6
Hancock County, KY 36.8 Normal +11.0
Dubois County, IN 22.8 Healthy -2.9
Warrick County, IN 20.9 Healthy -4.9

Population Peers

County Score Zone vs. Spencer County
Douglas County, MN 25.9 Healthy +0.1
Falls Church city, VA 25.9 Healthy +0.2
Hamilton County, IA 26.0 Healthy +0.2
Kewaunee County, WI 26.0 Healthy +0.2
Chickasaw County, IA 26.0 Healthy +0.3

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