Sangamon County, Illinois

County Distress Index: Normal · 37.4 | 193,491 people · 75th most distressed in Illinois
American Default Research

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Sangamon County, IL falls within the normal range for household financial distress at 37.4 — 2513th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Illinois, it ranks 75th of 102 counties. It scores lower than all 8 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Sangamon County's primary driver is Housing Cost Burden at 57.8 — above the national median.

Housing Cost Burden Primary driver 57.8
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 47
Homeownership Rate 68
Rent-to-Income Ratio 37
Debt & Delinquency 43.1
Debt in Collections 42
Medical Debt 7
Student Loan Delinquency 62
Auto Loan Delinquency 49
Credit Card Delinquency 48
Bankruptcy Filing Rate 51
Income & Poverty 36.0
Poverty Rate 37
Income vs. State Median 27
Child Poverty Rate 44
Employment & Wages 32.5
Unemployment Rate 82
Wage-to-Rent Ratio 12
Business Formation Rate 4
Community Vulnerability 17.8
Uninsured Rate 6
Disability Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Sangamon County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Sangamon County
Sangamon County, IL 37.4 Normal —
Macon County, IL 49.5 Normal +12.1
Montgomery County, IL 47.4 Normal +9.9
Logan County, IL 47.0 Normal +9.6
Morgan County, IL 45.5 Normal +8.1
Christian County, IL 45.4 Normal +7.9
Macoupin County, IL 44.7 Normal +7.2
Cass County, IL 44.3 Normal +6.9
Menard County, IL 39.3 Normal +1.8

Population Peers

County Score Zone vs. Sangamon County
Kenton County, KY 37.4 Normal -0.0
Campbell County, KY 37.6 Normal +0.1
Columbia County, GA 37.3 Normal -0.1
Hancock County, OH 37.3 Normal -0.2
Ogle County, IL 37.6 Normal +0.2

Download Data

Export all distress indicators for Sangamon County as a CSV file.

Find Help in Sangamon County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Sangamon County.

SPRINGFIELD HOUSING AUTHORITY
Springfield
217-753-5757
Foreclosure PreventionPost-PurchasePre-PurchaseHomebuyer Education

See all counselors in Illinois →

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Sangamon County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Sangamon County, Illinois?

    Sangamon County has a County Distress Index score of 37.4 out of 100, placing it in the Normal zone. It ranks 2,513th nationally out of 3,144 counties and 75th in Illinois out of 102 counties.

  • What drives financial distress in Sangamon County?

    The primary driver of distress in Sangamon County is Housing Cost Burden, where the county scores 57.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Sangamon County compare to neighboring counties?

    Sangamon County (37.4) can be compared to its 8 neighboring counties: Macon County, IL (49.5); Montgomery County, IL (47.4); Logan County, IL (47.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Sangamon County?

    Sangamon County, Illinois has a population of approximately 193,491 (2023 Census estimate), classified as a mid county.