Henderson County, Illinois

County Distress Index: Normal · 48.0 | 6,088 people · 34th most distressed in Illinois
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Henderson County, IL falls within the normal range for household financial distress at 48.0 — 1751st nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 34th of 102 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henderson County's primary driver is Employment & Wages at 86.9 — worse than roughly 87% of U.S. counties.

Employment & Wages Primary driver 86.9
Unemployment Rate 87
Wage-to-Rent Ratio 78
Business Formation Rate 95
Income & Poverty 48.9
Poverty Rate 47
Income vs. State Median 63
Child Poverty Rate 37
Debt & Delinquency 47.8
Debt in Collections 50
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 95
Credit Card Delinquency 50
Bankruptcy Filing Rate 36
Community Vulnerability 40.7
Uninsured Rate 5
Disability Rate 76
Housing Cost Burden 15.5
Rent-Burdened (30%+) 15
Severely Rent-Burdened (50%+) 19
Mortgage-Burdened (30%+) 23
Homeownership Rate 5
Rent-to-Income Ratio 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henderson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henderson County
Henderson County, IL 48.0 Normal —
McDonough County, IL 63.3 Elevated +15.3
Des Moines County, IA 58.5 Elevated +10.5
Lee County, IA 49.4 Normal +1.4
Hancock County, IL 43.8 Normal -4.2
Warren County, IL 39.4 Normal -8.6
Mercer County, IL 35.3 Normal -12.7

Population Peers

County Score Zone vs. Henderson County
Skagway Municipality, AK 48.0 Normal 0.0
Wallowa County, OR 48.0 Normal +0.1
Ritchie County, WV 47.9 Normal -0.1
Alpine County, CA 47.9 Normal -0.1
Cheyenne County, KS 47.9 Normal -0.1

Download Data

Export all distress indicators for Henderson County as a CSV file.

Find Help in Henderson County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Henderson County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Henderson County, Illinois?

    Henderson County has a County Distress Index score of 48.0 out of 100, placing it in the Normal zone. It ranks 1,751st nationally out of 3,144 counties and 34th in Illinois out of 102 counties.

  • What drives financial distress in Henderson County?

    The primary driver of distress in Henderson County is Employment & Wages, where the county scores 86.9 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Henderson County compare to neighboring counties?

    Henderson County (48.0) can be compared to its 6 neighboring counties: McDonough County, IL (63.3); Des Moines County, IA (58.5); Lee County, IA (49.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henderson County?

    Henderson County, Illinois has a population of approximately 6,088 (2023 Census estimate), classified as a tiny county.