59.5 / 100
Elevated
870th of 3,144 counties nationally
38th of 67 counties in Florida

Orange County, FL registers elevated household financial distress with a score of 59.5 — 870th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Florida, it ranks 38th of 67 counties. Its score is in the middle of its 6 neighboring counties.

Five-Domain Breakdown

How Orange County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
94.5
Rent-Burdened (30%+)
99
Severely Rent-Burdened (50%+)
94
Mortgage-Burdened (30%+)
90
Homeownership Rate
95
Rent-to-Income Ratio
96

Debt & Delinquency

73.6
Debt in Collections
71
Medical Debt
71
Student Loan Delinquency
67
Auto Loan Delinquency
77
Credit Card Delinquency
81
Bankruptcy Filing Rate
74

Employment & Wages

52.9
Unemployment Rate
67
Wage-to-Rent Ratio
91
Business Formation Rate
1

Community Vulnerability

44.5
Uninsured Rate
78
Disability Rate
11

Income & Poverty

32.1
Poverty Rate
41
Income vs. State Median
20
Child Poverty Rate
36

How Orange County Compares

Neighboring Counties

County Score Zone Difference
Orange County, FL 59.5 Elevated
Polk County, FL 66.5 Serious Stress +6.9
Volusia County, FL 65.8 Serious Stress +6.3
Osceola County, FL 61.8 Elevated +2.2
Lake County, FL 58.1 Elevated -1.5
Brevard County, FL 54.8 Elevated -4.8

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Hillsborough County, FL 59.2 Elevated -0.3
Harris County, TX 59.2 Elevated -0.4
Broward County, FL 59.1 Elevated -0.5
Dallas County, TX 60.3 Elevated +0.8
San Bernardino County, CA 60.8 Elevated +1.3

Download Data

Export all distress indicators for Orange County as a CSV file.

Resources

Orange County scores in the Elevated zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Orange County, Florida?

Orange County has a County Distress Index score of 59.5 out of 100, placing it in the Elevated zone. It ranks 870th nationally out of 3,144 counties and 38th in Florida out of 67 counties.

What drives financial distress in Orange County?

The primary driver of distress in Orange County is Housing Cost Burden, where the county scores 94.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Orange County compare to neighboring counties?

Orange County (59.5) can be compared to its 5 neighboring counties: Polk County, FL (66.5); Volusia County, FL (65.8); Osceola County, FL (61.8).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Orange County?

Orange County, Florida has a population of approximately 1,471,416 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.