Industry

TransUnion

TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database.

American Default tracks 1 indicator from TransUnion, including The Risk Reset. TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database. Data is parsed from published reports.

Indicators from TransUnion

Indicator Current Value Trend Frequency ADI Component
The Risk Reset 2.58% rising quarterly Debt Stress

How We Get This Data

Automation
Parsed — parsed from press releases via Claude API
Indicators
1 tracked
ADI Components
Debt Stress

Attribution & Licensing

Data attributed to: TransUnion

Official source: https://www.transunion.com/

American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.

Frequently Asked Questions

What data does TransUnion publish?

TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database.

How often does American Default update TransUnion data?

TransUnion data is parsed from published reports. Update frequency varies by indicator: quarterly.

Is TransUnion data free to use?

TransUnion publishes summary data in press releases and reports. American Default extracts headline statistics with full attribution. For detailed microdata, check TransUnion's licensing terms.

What American Distress Index components use TransUnion data?

TransUnion data feeds into Debt Stress. These indicators provide context but are not in the ADI composite calculation.

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