Federal Agency

FDIC

The FDIC conducts the National Survey of Unbanked and Underbanked Households, measuring financial exclusion as an indicator of household distress.

American Default tracks 1 indicator from FDIC, including Unbanked / Underbanked Household Rate. The FDIC conducts the National Survey of Unbanked and Underbanked Households, measuring financial exclusion as an indicator of household distress. Data is parsed from published reports.

Indicators from FDIC

Indicator Current Value Trend Frequency ADI Component
Unbanked / Underbanked Household Rate 4.2% falling annual Context

How We Get This Data

Automation
Parsed — parsed from press releases via Claude API
Indicators
1 tracked

Attribution & Licensing

Data attributed to: Federal Deposit Insurance Corporation

Official source: https://www.fdic.gov/

Federal government data is in the public domain. American Default provides full attribution per each agency's terms of use. FRED-hosted data use is subject to the Federal Reserve Bank of St. Louis Terms of Use.

Frequently Asked Questions

What data does FDIC publish?

The FDIC conducts the National Survey of Unbanked and Underbanked Households, measuring financial exclusion as an indicator of household distress.

How often does American Default update FDIC data?

FDIC data is parsed from published reports. Update frequency varies by indicator: annual.

Is FDIC data free to use?

Yes. FDIC is a public institution and its data is freely available. American Default provides proper attribution per the source's terms of use.

What American Distress Index components use FDIC data?

FDIC indicators provide supplementary context for household financial distress tracking but are not directly in the ADI composite calculation.

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