Bankrate
Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers.
American Default tracks 1 indicator from Bankrate, including The Safety Net. Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers. Data is parsed from published reports.
Indicators from Bankrate
| Indicator | Current Value | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| The Safety Net | 41% | falling | annual | Buffer Depletion |
How We Get This Data
Attribution & Licensing
Data attributed to: Bankrate
Official source: https://www.bankrate.com/
American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What data does Bankrate publish?
Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers.
How often does American Default update Bankrate data?
Bankrate data is parsed from published reports. Update frequency varies by indicator: annual.
Is Bankrate data free to use?
Bankrate publishes summary data in press releases and reports. American Default extracts headline statistics with full attribution. For detailed microdata, check Bankrate's licensing terms.
What American Distress Index components use Bankrate data?
Bankrate data feeds into Buffer Depletion. These indicators provide context but are not in the ADI composite calculation.