Our Data Sources

16 indicators

The Federal Reserve Board of Governors publishes bank supervision data, the Survey of Consumer Finances, the Senior Loan Officer Opinion Survey (SLOOS), and ...

14 indicators

The BLS produces the Consumer Price Index, employment situation reports, JOLTS, and wage data that drive the ADI's Cost Pressure and Labor Market components.

4 indicators

The Census Bureau conducts the Household Pulse Survey and Business Trends and Outlook Survey, providing real-time measures of household financial hardship an...

4 indicators

The Administrative Office of the U.S. Courts publishes quarterly bankruptcy filing statistics — the foundation for the ADI's Legal Filings indicators.

2 indicators

The Department of Labor publishes initial and continuing unemployment claims — the ADI's primary measure of income disruption in the Labor Market component.

2 indicators

The CFPB publishes consumer credit market reports, complaint data, and financial well-being indices used to track household financial stress.

1 indicator

The BEA produces national income and product accounts including the personal savings rate and disposable personal income — key inputs to the ADI's Buffer Dep...

1 indicator

The USDA Food and Nutrition Service administers SNAP (food stamps) and publishes enrollment data that tracks household food insecurity — a direct measure of ...

1 indicator

HUD publishes the Annual Homeless Assessment Report, providing point-in-time counts of homelessness — the most severe outcome of household financial distress.

1 indicator

The EIA publishes energy price data and utility disconnection statistics that feed the ADI's Cost Pressure indicators.

1 indicator

The Department of Education's Federal Student Aid office publishes student loan portfolio data including delinquency and default rates.

1 indicator

CMS publishes monthly Medicaid and CHIP enrollment data — a countercyclical indicator that rises as household financial distress increases.

1 indicator

The FDIC conducts the National Survey of Unbanked and Underbanked Households, measuring financial exclusion as an indicator of household distress.

10 indicators

The NY Fed publishes the Quarterly Report on Household Debt and Credit, the Consumer Credit Panel (with Equifax), and consumer expectations surveys — the pri...

1 indicator

The Chicago Fed publishes the National Financial Conditions Index (NFCI), whose leverage subindex measures credit market tightening — the ADI's Financial Con...

1 indicator

The Atlanta Fed produces the Wage Growth Tracker, used in the ADI's Cost Pressure component to measure whether wages are keeping pace with inflation.

1 indicator

The Philadelphia Fed conducts the LIFE Survey (Labor, Income, Fiscal & Expectations), providing household-level data on financial expectations and hardship.

2 indicators

ATTOM publishes monthly foreclosure filing data including pre-foreclosure notices, scheduled auctions, and bank repossessions — key Legal Filings indicators ...

2 indicators

Vanguard's annual How America Saves report and hardship withdrawal data track retirement account stress — a leading indicator that households are depleting l...

2 indicators

Challenger publishes monthly job cut announcements and tracks layoffs by industry — an early warning indicator for labor market disruption before unemploymen...

2 indicators

The Bank of America Institute publishes anonymized transaction data on consumer spending and savings behavior, providing real-time measures of household fina...

2 indicators

Indeed publishes job posting data and hiring trends that provide real-time measures of labor market demand, complementing official BLS employment statistics.

1 indicator

CoreLogic (now Cotality) publishes monthly mortgage performance data including early-stage delinquency and home price indices.

1 indicator

The MBA publishes the National Delinquency Survey, the industry's most comprehensive quarterly measure of mortgage delinquency by loan type (FHA, VA, convent...

1 indicator

TransUnion publishes quarterly credit industry insights including delinquency rates by loan type from their consumer credit database.

1 indicator

Equifax publishes monthly consumer credit data and partners with the NY Fed on the Consumer Credit Panel, providing granular delinquency and balance data.

1 indicator

The Conference Board publishes the Consumer Confidence Index, measuring household expectations about business conditions, employment, and income — a forward-...

1 indicator

Google Trends data measures search interest in financial distress terms, providing a real-time behavioral signal of household economic anxiety.

1 indicator

NMHC publishes the Rent Payment Tracker, measuring the share of apartment households making full or partial rent payments each month.

1 indicator

Bankrate's annual Emergency Savings Report tracks the share of Americans with adequate emergency savings — a direct measure of household financial buffers.

1 indicator

The ABA publishes quarterly reports on consumer credit delinquency across bank portfolios.

1 indicator

WARNTracker aggregates Worker Adjustment and Retraining Notification (WARN) Act filings from state departments of labor, providing advance notice of mass lay...

1 indicator

The University of Michigan's Surveys of Consumers produce the Consumer Sentiment Index, a long-running measure of household confidence in their financial sit...

1 indicator

METR (Model Evaluation & Threat Research) publishes AI capability benchmarks used in the American Worker Index to track the pace of AI advancement relative t...

1 indicator

Feeding America's Map the Meal Gap study provides county-level food insecurity estimates, measuring how many households cannot consistently afford adequate f...

1 indicator

The Financial Health Network conducts an annual survey measuring household financial health across spending, saving, borrowing, and planning dimensions.

1 indicator

Opportunity Insights (Harvard/Brown) publishes the Economic Tracker with high-frequency data on consumer spending, small business revenue, and employment fro...

1 indicator

The Yale Budget Lab analyzes fiscal policy impacts including tariff burden estimates as a share of household disposable income.

8 indicators

Several ADI indicators are computed from combinations of upstream data sources — for example, the real wage gap (BLS wages minus CPI) or the energy cost burd...