Vanguard
American Default tracks indicators using data from Vanguard, including 401(k) Loan Outstanding Rate and The Cannibalization Rate. This page links to the indicators and the source website.
American Default tracks indicators using data from Vanguard, including 401(k) Loan Outstanding Rate and The Cannibalization Rate. This page links to the indicators and the source website. Data is parsed from the source's published reports via the Claude API.
Indicators from Vanguard
| Indicator | Reading | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| 401(k) Loan Outstanding Rate | 13% Current | rising | Annual | Context |
| The Cannibalization Rate | 6% Current | rising | Annual | Context |
How We Get This Data
Attribution & Licensing
Data attributed to: Vanguard
Official source: https://www.vanguard.com/
American Default publishes headline statistics from Vanguard with attribution, but has not verified a reuse licence for the underlying data. Check the publisher's terms before reuse.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What does American Default track from Vanguard?
American Default tracks indicators using data from Vanguard, including 401(k) Loan Outstanding Rate and The Cannibalization Rate. This page links to the indicators and the source website.
How often is Vanguard data measured?
Vanguard data is parsed from the source's published reports via the Claude API. Observation frequency varies by indicator: annual.
Is Vanguard data free to use?
American Default publishes headline statistics from Vanguard with attribution, but has not verified a reuse licence for the underlying data. Check the publisher's terms before reuse.
What American Distress Index components use Vanguard data?
Vanguard indicators provide supplementary context for household financial distress tracking but are not directly in the ADI composite calculation.