Lincoln County, West Virginia

County Distress Index: Elevated · 64.9 | 19,701 people · 6th most distressed in West Virginia

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Lincoln County, WV registers elevated household financial distress with a score of 64.9 — 507th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within West Virginia, it ranks 6th of 55 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Debt & Delinquency at 82.3 — worse than roughly 82% of U.S. counties.

Debt & Delinquency Primary driver 82.3
Debt in Collections 87
Medical Debt 83
Student Loan Delinquency 87
Auto Loan Delinquency 89
Credit Card Delinquency 95
Bankruptcy Filing Rate 53
Income & Poverty 80.2
Poverty Rate 90
Income vs. State Median 76
Child Poverty Rate 74
Employment & Wages 76.3
Unemployment Rate 88
Wage-to-Rent Ratio 46
Business Formation Rate 95
Community Vulnerability 56.9
Uninsured Rate 19
Disability Rate 95
Housing Cost Burden 28.6
Rent-Burdened (30%+) 12
Severely Rent-Burdened (50%+) 19
Mortgage-Burdened (30%+) 5
Homeownership Rate 49
Rent-to-Income Ratio 58

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, WV 64.9 Elevated
Mingo County, WV 68.3 Serious +3.5
Boone County, WV 66.2 Serious +1.3
Cabell County, WV 63.5 Elevated -1.4
Logan County, WV 60.9 Elevated -3.9
Wayne County, WV 58.8 Elevated -6.1
Kanawha County, WV 53.2 Elevated -11.7
Putnam County, WV 35.6 Normal -29.3

Population Peers

County Score Zone vs. Lincoln County
Henry County, VA 64.9 Elevated +0.0
Pasquotank County, NC 64.8 Elevated -0.0
Hardin County, TN 64.8 Elevated -0.0
Shoshone County, ID 64.9 Elevated +0.1
Long County, GA 64.9 Elevated +0.1

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