Richmond city, Virginia

County Distress Index: Elevated · 62.4 | 229,247 people · 25th most distressed in Virginia

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Richmond city, VA registers elevated household financial distress with a score of 62.4 — 658th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 25th of 133 counties. It scores higher than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Richmond city's primary driver is Housing Cost Burden at 94.6 — worse than roughly 95% of U.S. counties.

Housing Cost Burden Primary driver 94.6
Rent-Burdened (30%+) 93
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 90
Homeownership Rate 99
Rent-to-Income Ratio 96
Income & Poverty 70.7
Poverty Rate 76
Income vs. State Median 50
Child Poverty Rate 86
Debt & Delinquency 68.9
Debt in Collections 70
Medical Debt 37
Student Loan Delinquency 55
Auto Loan Delinquency 88
Credit Card Delinquency 70
Bankruptcy Filing Rate 93
Community Vulnerability 48.3
Uninsured Rate 63
Disability Rate 33
Employment & Wages 29.7
Unemployment Rate 45
Wage-to-Rent Ratio 39
Business Formation Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Richmond city compares to its 2 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Richmond city
Richmond city, VA 62.4 Elevated
Henrico County, VA 42.1 Normal -20.4
Chesterfield County, VA 38.1 Normal -24.3

Population Peers

County Score Zone vs. Richmond city
Roanoke city, VA 62.4 Elevated 0.0
Pitt County, NC 62.5 Elevated +0.0
Shasta County, CA 62.4 Elevated -0.1
Allegany County, MD 62.6 Elevated +0.2
Iberia Parish, LA 62.3 Elevated -0.2

Download Data

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HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Richmond city.

NSC (NACA COUNSELING SUBSIDIARY) - RICHMOND, VA
Richmond
Foreclosure PreventionMortgage HelpFinancial CounselingFair Housing
SOUTHSIDE COMMUNITY DEVELOPMENT AND HOUSING
Richmond
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing

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