Windham County, Vermont

County Distress Index: Normal · 40.3 | 45,966 people · 6th most distressed in Vermont
American Default Research

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Windham County, VT falls within the normal range for household financial distress at 40.3 — 2327th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Vermont, it ranks 6th of 14 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Windham County's primary driver is Housing Cost Burden at 77.7 — worse than roughly 78% of U.S. counties.

Housing Cost Burden Primary driver 77.7
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 99
Homeownership Rate 58
Rent-to-Income Ratio 87
Employment & Wages 41.6
Unemployment Rate 6
Wage-to-Rent Ratio 80
Business Formation Rate 39
Income & Poverty 38.4
Poverty Rate 21
Income vs. State Median 79
Child Poverty Rate 15
Community Vulnerability 27.9
Uninsured Rate 6
Disability Rate 49
Debt & Delinquency 16.0
Debt in Collections 24
Medical Debt 7
Student Loan Delinquency 25
Auto Loan Delinquency 26
Credit Card Delinquency 11
Bankruptcy Filing Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Windham County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Windham County
Windham County, VT 40.3 Normal —
Franklin County, MA 57.7 Elevated +17.4
Sullivan County, NH 48.7 Normal +8.4
Cheshire County, NH 45.4 Normal +5.1
Bennington County, VT 45.3 Normal +5.0
Windsor County, VT 32.7 Healthy -7.6

Population Peers

County Score Zone vs. Windham County
Dickinson County, KS 40.3 Normal -0.0
Warren County, PA 40.4 Normal +0.1
Monroe County, GA 40.3 Normal -0.1
Cheatham County, TN 40.4 Normal +0.1
Faribault County, MN 40.2 Normal -0.1

Download Data

Export all distress indicators for Windham County as a CSV file.

Find Help in Windham County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Windham County.

WINDHAM AND WINDSOR HOUSING TRUST
Brattleboro
802-254-4604 Website
Financial CounselingFinancial CounselingPre-PurchaseHomebuyer Education

See all counselors in Vermont →

Find an Attorney

Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

Free Legal Aid

Legal aid organizations serving Windham County residents at no cost.

Vermont Legal Aid 1-800-889-2047
Legal Services Vermont (800) 889-2047

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Windham County, Vermont?

    Windham County has a County Distress Index score of 40.3 out of 100, placing it in the Normal zone. It ranks 2,327th nationally out of 3,144 counties and 6th in Vermont out of 14 counties.

  • What drives financial distress in Windham County?

    The primary driver of distress in Windham County is Housing Cost Burden, where the county scores 77.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Windham County compare to neighboring counties?

    Windham County (40.3) can be compared to its 5 neighboring counties: Franklin County, MA (57.7); Sullivan County, NH (48.7); Cheshire County, NH (45.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Windham County?

    Windham County, Vermont has a population of approximately 45,966 (2023 Census estimate), classified as a small county.