Lamoille County, Vermont

County Distress Index: Healthy · 33.0 | 26,060 people · 10th most distressed in Vermont
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Lamoille County, VT ranks among the least distressed counties in the country at 33.0 — 2759th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Vermont, it ranks 10th of 14 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lamoille County's primary driver is Housing Cost Burden at 61.7 — above the national median.

Housing Cost Burden Primary driver 61.7
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 97
Homeownership Rate 58
Rent-to-Income Ratio 60
Employment & Wages 36.5
Unemployment Rate 19
Wage-to-Rent Ratio 71
Business Formation Rate 20
Income & Poverty 28.0
Poverty Rate 17
Income vs. State Median 52
Child Poverty Rate 15
Community Vulnerability 27.2
Uninsured Rate 30
Disability Rate 24
Debt & Delinquency 11.5
Debt in Collections 9
Medical Debt 7
Student Loan Delinquency 7
Auto Loan Delinquency 11
Credit Card Delinquency 25
Bankruptcy Filing Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lamoille County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lamoille County
Lamoille County, VT 33.0 Healthy —
Orleans County, VT 50.4 Elevated +17.4
Caledonia County, VT 43.5 Normal +10.5
Franklin County, VT 39.1 Normal +6.1
Chittenden County, VT 30.5 Healthy -2.4
Washington County, VT 28.9 Healthy -4.1

Population Peers

County Score Zone vs. Lamoille County
Clarke County, VA 33.0 Healthy +0.0
Spencer County, KY 32.9 Healthy -0.1
Ralls County, MO 32.9 Healthy -0.1
DeKalb County, IN 33.1 Healthy +0.2
Gunnison County, CO 33.1 Healthy +0.2

Download Data

Export all distress indicators for Lamoille County as a CSV file.

Find Help in Lamoille County

Find an Attorney

Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

Free Legal Aid

Legal aid organizations serving Lamoille County residents at no cost.

Vermont Legal Aid 1-800-889-2047
Legal Services Vermont (800) 889-2047

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Vermont →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Lamoille County, Vermont?

    Lamoille County has a County Distress Index score of 33.0 out of 100, placing it in the Healthy zone. It ranks 2,759th nationally out of 3,144 counties and 10th in Vermont out of 14 counties.

  • What drives financial distress in Lamoille County?

    The primary driver of distress in Lamoille County is Housing Cost Burden, where the county scores 61.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Lamoille County compare to neighboring counties?

    Lamoille County (33.0) can be compared to its 5 neighboring counties: Orleans County, VT (50.4); Caledonia County, VT (43.5); Franklin County, VT (39.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lamoille County?

    Lamoille County, Vermont has a population of approximately 26,060 (2023 Census estimate), classified as a small county.