Addison County, Vermont

County Distress Index: Healthy · 31.6 | 37,720 people · 12th most distressed in Vermont
American Default Research

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Addison County, VT ranks among the least distressed counties in the country at 31.6 — 2825th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Vermont, it ranks 12th of 14 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Addison County's primary driver is Housing Cost Burden at 60.0 — above the national median.

Housing Cost Burden Primary driver 60.0
Rent-Burdened (30%+) 67
Severely Rent-Burdened (50%+) 69
Mortgage-Burdened (30%+) 96
Homeownership Rate 19
Rent-to-Income Ratio 49
Employment & Wages 43.9
Unemployment Rate 6
Wage-to-Rent Ratio 75
Business Formation Rate 51
Community Vulnerability 30.2
Uninsured Rate 13
Disability Rate 47
Income & Poverty 14.2
Poverty Rate 11
Income vs. State Median 25
Child Poverty Rate 6
Debt & Delinquency 9.4
Debt in Collections 7
Medical Debt 7
Student Loan Delinquency 17
Auto Loan Delinquency 7
Credit Card Delinquency 13
Bankruptcy Filing Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Addison County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Addison County
Addison County, VT 31.6 Healthy —
Washington County, NY 48.8 Normal +17.2
Essex County, NY 45.4 Normal +13.8
Rutland County, VT 44.9 Normal +13.3
Orange County, VT 37.6 Normal +6.1
Windsor County, VT 32.7 Healthy +1.1
Chittenden County, VT 30.5 Healthy -1.0
Washington County, VT 28.9 Healthy -2.7

Population Peers

County Score Zone vs. Addison County
Effingham County, IL 31.6 Healthy +0.0
Juab County, UT 31.5 Healthy -0.0
Walsh County, ND 31.5 Healthy -0.0
Teton County, ID 31.5 Healthy -0.0
Henry County, OH 31.5 Healthy -0.1

Download Data

Export all distress indicators for Addison County as a CSV file.

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Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

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Legal aid organizations serving Addison County residents at no cost.

Vermont Legal Aid 1-800-889-2047
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Frequently Asked Questions

  • What is the distress score for Addison County, Vermont?

    Addison County has a County Distress Index score of 31.6 out of 100, placing it in the Healthy zone. It ranks 2,825th nationally out of 3,144 counties and 12th in Vermont out of 14 counties.

  • What drives financial distress in Addison County?

    The primary driver of distress in Addison County is Housing Cost Burden, where the county scores 60.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Addison County compare to neighboring counties?

    Addison County (31.6) can be compared to its 7 neighboring counties: Washington County, NY (48.8); Essex County, NY (45.4); Rutland County, VT (44.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Addison County?

    Addison County, Vermont has a population of approximately 37,720 (2023 Census estimate), classified as a small county.