Zavala County, Texas

County Distress Index: Serious · 71.1 | 9,312 people · 32nd most distressed in Texas

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Zavala County, TX shows significant household financial distress with a score of 71.1 — 157th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 32nd of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Zavala County's primary driver is Income & Poverty at 95.0 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 95.0
Poverty Rate 95
Income vs. State Median 95
Child Poverty Rate 95
Debt & Delinquency 73.2
Debt in Collections 95
Medical Debt 69
Student Loan Delinquency 80
Auto Loan Delinquency 95
Credit Card Delinquency 95
Bankruptcy Filing Rate 5
Community Vulnerability 72.9
Uninsured Rate 82
Disability Rate 64
Employment & Wages 65.5
Unemployment Rate 93
Wage-to-Rent Ratio 27
Business Formation Rate 77
Housing Cost Burden 48.9
Rent-Burdened (30%+) 42
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 5
Homeownership Rate 66
Rent-to-Income Ratio 95

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Zavala County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Zavala County
Zavala County, TX 71.1 Serious
Dimmit County, TX 77.8 Serious +6.7
Uvalde County, TX 76.2 Serious +5.1
Frio County, TX 74.7 Serious +3.6
Maverick County, TX 74.2 Serious +3.1
Kinney County, TX 67.3 Serious -3.8
Medina County, TX 57.3 Elevated -13.8

Population Peers

County Score Zone vs. Zavala County
Mineral County, NV 71.1 Serious +0.0
Nevada County, AR 71.1 Serious -0.0
Monroe County, AR 70.9 Serious -0.2
Latimer County, OK 70.9 Serious -0.2
Hardeman County, TX 71.3 Serious +0.2

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Find Help in Zavala County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Zavala County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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