About half people with a credit file in Dimmit County, Texas, have unpaid debt sent to a collector

In Dimmit County, 48.2% of people with a credit file had unpaid debt sent to a collector. That is higher than in 99% of U.S. counties.

County Distress Index Data through Sep 2026
2nd
of 254 counties in Texas
95score /100

More distressed than 95% of U.S. counties.

What drives Dimmit County's score

In Dimmit County, jobs weigh most: the score for jobs is 95.0. Unemployment averaged 7.3%, Oct 2025 to Sep 2026, higher than in 95% of U.S. counties. Late payments on loans come next, at 94.3.

The County Distress Index looks at five parts of household money trouble in Dimmit County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Dimmit County does better than most counties on one measure: bankruptcy filings per 100,000 people (36.3, 2025).

A longer bar means more trouble. See how the county score works.

  • Jobs

    Biggest factor
    95.0 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      7.3% · Oct 2025 to Sep 2026
      top 5%
    • Adults 25 to 54 not working
      41.1% · 2020 to 2024
      top 5%
  • Late payments

    94.3 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      10.3% · August 2025
      top 5%
    • People with a car or retail loan behind
      10.3% · August 2025
      92nd percentile
    • People with a subprime credit score
      60.7% · second quarter of 2026
      top 5%
  • Income and safety net

    92.7 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      28.5% · 2024
      top 5%
    • Children below the poverty line
      35.9% · 2024
      top 5%
    • People with a disability
      23.4% · 2020 to 2024
      93rd percentile
    • People without health insurance
      14.5% · 2020 to 2024
      87th percentile
    • Median household income (lower income, longer bar)
      $49,127 · 2024
      92nd percentile
  • Housing costs

    72.0 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      20.0% · 2020 to 2024
      61st percentile
    • Rent on a two-bedroom as a share of the median income
      24.8% · fiscal year 2027
      82nd percentile
  • Collections and bankruptcy

    50.0 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      48.2% · August 2025
      top 5%
    • Bankruptcy filings per 100,000 people
      36.3 · 2025
      5th or lower percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Dimmit County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Dimmit County, 16.2% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Dimmit County

47 20 33

Texas

65 20 15

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

Benefit checks' share of income in Dimmit County had its largest drop, from 37.5% in 2009 to 25.7% in 2014.

In Dimmit County, benefit checks' share of income has doubled since 1969, reaching 32.8% in 2024, but pay from work still brings in about one and a half times as much as benefit checks

In Dimmit County, Texas, benefit checks' share of income doubled from 1969 to 2024, reaching 32.8%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Dimmit County, Texas American Default Research · americandefault.org/counties/texas/dimmit-county-tx/
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The share of households in Dimmit County getting SNAP food aid had its largest drop in the last span, from 33.8% in 2023 to 25.8% in 2024.

The share of households in Dimmit County getting SNAP food aid fell from 2009 to 2024, reaching 25.8%, with its low point on the chart in 2020

Low on the chart: 23.1% in 2020. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Dimmit County, Texas.

0%20%40% 36.1%25.8% 2009201020112012201320142015201620172018201920202021202220232024 0%20%40% 36.1%25.8% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/texas/dimmit-county-tx/
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How Dimmit County has changed

Dimmit County's population had its largest drop, from 10,411 in 2014 to 8,838 in 2019.

Dimmit County's population was at its highest on the chart in 1984 and has since fallen by about a third

High on the chart: 11,961 in 1984. Residents, yearly estimate, every fifth year and 2024, Dimmit County, Texas.

010,00020,000 8,6768,181 196919741979198419891994199920042009201420192024 010,00020,000 8,6768,181 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/texas/dimmit-county-tx/
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The number of jobs located in Dimmit County had its largest rise, from 3,083 in 2010 to 6,356 in 2015.

The number of jobs located in Dimmit County was at its highest on the chart in 2015 and is down 11% since

High on the chart: 6,356 in 2015. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Dimmit County, Texas.

03,5007,000 2,5875,669 19901995200020052010201520202025 03,5007,000 2,5875,669 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/texas/dimmit-county-tx/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 14.1% 2025 7.0% BLS LAUS
People below the poverty lineCensus SAIPE 1989 46.6% 2024 28.5% Census SAIPE
Median household incomeCensus SAIPE 1989 $14,249 2024 $49,127 Census SAIPE

The table uses 7.0% for 2025; the score uses 7.3% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Dimmit County's history

  1. 1858

    Dimmit County was officially established in 1858 from parts of Bexar, Webb, Maverick, and Uvalde Counties. The county was organized in 1880. Wikipedia

  2. 1943

    First producing oil well drilled. Wikipedia

  3. 1980

    The county's largest recorded population was the 1980 Census count of 11,367. The 2020 Census counted 8,615, 76% of the peak. Census Bureau

  4. Since 1984

    17 federal disaster and emergency declarations have covered Dimmit County, 3 of them for flooding. FEMA

Dimmit County beside its neighbors

Dimmit County scores higher than all five counties that border it. For the share of income from benefit checks, Dimmit County ranks 3rd of the six; Zavala County is highest, at 39.7%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Dimmit County, TX 95 2nd of 254 28.5% 32.8%
Zavala County, TX 94 6th of 254 25.7% 39.7%
Maverick County, TX 89 22nd of 254 21.8% 34.4%
Webb County, TX 87 26th of 254 20.6% 24.6%
Frio County, TX 84 40th of 254 27.0% 28.6%
La Salle County, TX 76 84th of 254 27.3% 23.8%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Dimmit County the poorest county in Texas?

No, Dimmit County's poverty rate was 28.5% in 2024, 5th highest of 254 in Texas (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Starr County, at 35.4%. On our distress index, which counts more than poverty, Dimmit County ranks 2nd of 254 in the state.

If you're behind on your mortgage in Dimmit County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Texas foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Dimmit County · Every U.S. county (CSV)

Cite this Dimmit County, Texas, scores 95 on the County Distress Index (data through Sep 2026): more distressed than 95% of U.S. counties · American Default Research · americandefault.org/counties/texas/dimmit-county-tx/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Dimmit County comes from, 2024.
  • History The agencies named in each row and the linked records above.