Wise County, Texas

County Distress Index: Normal · 43.9 | 78,097 people · 220th most distressed in Texas

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Wise County, TX falls within the normal range for household financial distress at 43.9 — 2083rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 220th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wise County's primary driver is Debt & Delinquency at 70.2 — above the national median.

Debt & Delinquency Primary driver 70.2
Debt in Collections 67
Medical Debt 85
Student Loan Delinquency 72
Auto Loan Delinquency 58
Credit Card Delinquency 69
Bankruptcy Filing Rate 69
Community Vulnerability 67.2
Uninsured Rate 88
Disability Rate 46
Housing Cost Burden 37.3
Rent-Burdened (30%+) 57
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 88
Homeownership Rate 9
Rent-to-Income Ratio 6
Employment & Wages 31.8
Unemployment Rate 34
Wage-to-Rent Ratio 45
Business Formation Rate 17
Income & Poverty 13.1
Poverty Rate 16
Income vs. State Median 4
Child Poverty Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wise County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wise County
Wise County, TX 43.9 Normal
Montague County, TX 62.6 Elevated +18.7
Tarrant County, TX 56.6 Elevated +12.7
Jack County, TX 53.5 Elevated +9.6
Cooke County, TX 53.4 Elevated +9.5
Parker County, TX 44.9 Normal +1.0
Denton County, TX 43.5 Normal -0.5

Population Peers

County Score Zone vs. Wise County
Madison County, ID 43.9 Normal -0.0
Clark County, IN 43.9 Normal -0.0
Eddy County, NM 44.0 Normal +0.0
Newton County, MO 43.8 Normal -0.1
Johnson County, MO 43.8 Normal -0.1

Download Data

Export all distress indicators for Wise County as a CSV file.

Find Help in Wise County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Wise County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.