In Johnson County, Missouri, rent on a two-bedroom takes about one in six dollars of the typical household's income

In Johnson County, 18.2% of the median household's income would go to rent on a two-bedroom at HUD's fair market rent (HUD and Census Bureau, HUD rent fiscal year 2027; household income 2024). That is lower than in 76% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
91st
of 115 counties in Missouri
28score /100

Less distressed than 71% of U.S. counties.

What drives Johnson County's score

In Johnson County, late payments on loans are the highest-scoring part, at 54.1. Housing costs are the lowest part, at 24.6. Rent on a two-bedroom takes 18.2% of the median household's income (fiscal year 2027), lower than in 76% of U.S. counties.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Johnson County isn't among the worst-off quarter of U.S. counties on any measure.

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Johnson County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    54.1 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      6.4% · August 2025
      66th percentile
    • People with a credit card behind
      5.1% · August 2025
      44th percentile
    • People with a subprime credit score
      23.8% · Q4 2025
      51st percentile
  • Income and safety net

    39.4 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      12.9% · 2024
      27th percentile
    • People with a disability
      13.9% · 2020 to 2024
      30th percentile
    • Median household income (lower income, longer bar)
      $68,188 · 2024
      45th percentile
    • People below the poverty line
      11.8% · 2024
      38th percentile
    • People without health insurance
      8.5% · 2020 to 2024
      55th percentile
  • Jobs

    36.0 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      17.4% · 2020 to 2024
      29th percentile
    • Unemployment rate, 12-month average
      3.8% · Sep 2025 to Aug 2026
      42nd percentile
  • Collections and bankruptcy

    35.6 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      22.3% · August 2025
      47th percentile
    • Bankruptcy filings per 100,000 people
      78.2 · 2025
      24th percentile
  • Housing costs

    24.6 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      18.2% · fiscal year 2027
      23rd percentile
    • Renters paying half their income or more in rent
      13.7% · 2020 to 2024
      25th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Johnson County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Johnson County

61 16 24

Missouri

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Johnson County in 2024, pay from work was 61 cents of every dollar of income. Income from investments and rentals was 16 cents. Benefit checks were 24 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 7 cents of every dollar in 1969, but pay from work still brings in more.

In Johnson County, benefit checks rose from 7 to 24 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Johnson County, Missouri: 24.0% and 60.5% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 24.0% Pay 60.5% 0%20%40%60%80% 196920002024 Benefits 24.0% Pay 60.5%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Johnson County, Missouri American Default · americandefault.org

Use this chart Free to use with credit

Download data (CSV) Share on X

The quote: In 2024, benefit checks made up 24.0% of all personal income in Johnson County, Missouri (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Johnson County, 13.1% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Johnson County has changed

The number of people living in Johnson County grew by about 65% between 1969 and 2024, from 33,777 to 55,880. The number of jobs located there grew by about 36% from 1990 to 2024.

Unemployment fell from 6.0% in 1990 to 4.0% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 33,777 2024 55,880 BEA
Jobs located in the countyBLS QCEW 1990 11,972 2024 16,239 BLS QCEW
Unemployment rateBLS LAUS 1990 6.0% 2025 4.0% BLS LAUS
People below the poverty lineCensus SAIPE 1989 11.7% 2024 11.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $23,919 2024 $68,188 Census SAIPE
Share of income from benefit checksBEA 1969 6.9% 2024 24.0% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Johnson County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 54,013, which is also its most recent census. Census Bureau

  2. 1964

    Tornado: one death. NOAA Storm Events Database

  3. 2001

    Tornado: $2 million in property damage. NOAA Storm Events Database

  4. 2006

    Tornado: $2 million in property damage. NOAA Storm Events Database

  5. 2024

    Lightning: one death. NOAA Storm Events Database

  6. Since 1965

    21 federal disaster and emergency declarations have covered Johnson County, 12 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Johnson County beside its neighbors

All five counties that border Johnson County score higher than it does. For the share of income from benefit checks, Johnson County ranks 4th of the six; Henry County is highest, at 33.8%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Jackson County, MO 73 21st of 115 14.3% 21.1%
Pettis County, MO 64 33rd of 115 15.7% 29.6%
Henry County, MO 61 36th of 115 14.4% 33.8%
Lafayette County, MO 54 49th of 115 9.7% 29.4%
Cass County, MO 34 77th of 115 7.0% 19.8%
Johnson County, MO 28 91st of 115 11.8% 24.0%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Johnson County the poorest county in Missouri?

No, Johnson County's poverty rate was 11.8% in 2024, 85th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Johnson County ranks 91st of 115 in the state.

Johnson County in photographs

Places in Johnson County from Wikimedia Commons, each captioned in its photographer's own words.

Johnson County, Missouri, courthouse in Warrensburg

Johnson County, Missouri, courthouse in Warrensburg.

Photo: Nja1985 , retouched by Kbh3rd via Wikimedia Commons, CC BY-SA 3.0

Johnson County, Missouri: common questions

What is the poverty rate in Johnson County, Missouri?

11.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in nine people. Among children it was 12.9%.

Is Johnson County the poorest county in Missouri?

No, Johnson County's poverty rate was 11.8% in 2024, 85th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Johnson County ranks 91st of 115 in the state.

What is the population of Johnson County, Missouri?

About 55,880 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 54,013, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Johnson County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Missouri foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Johnson County · Every U.S. county (CSV)

Cite this Johnson County, Missouri, scores 28 on the County Distress Index (data through Aug 2026): less distressed than 71% of U.S. counties · American Default Research · americandefault.org/counties/missouri/johnson-county-mo/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Johnson County comes from, 2024.
  • History The agencies named in each row and the linked records above.