Cochran County, Texas

County Distress Index: Elevated · 64.0 | 2,509 people · 83rd most distressed in Texas
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Cochran County, TX registers elevated household financial distress with a score of 64.0 — 565th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 83rd of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cochran County's primary driver is Income & Poverty at 93.2 — worse than roughly 93% of U.S. counties.

Income & Poverty Primary driver 93.2
Poverty Rate 91
Income vs. State Median 94
Child Poverty Rate 95
Community Vulnerability 88.2
Uninsured Rate 95
Disability Rate 81
Debt & Delinquency 72.0
Debt in Collections 88
Medical Debt 93
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 25
Housing Cost Burden 45.0
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 48
Homeownership Rate 84
Rent-to-Income Ratio 81
Employment & Wages 21.5
Unemployment Rate 30
Wage-to-Rent Ratio 7
Business Formation Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cochran County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cochran County
Cochran County, TX 64.0 Elevated —
Terry County, TX 69.3 Serious +5.4
Roosevelt County, NM 64.4 Elevated +0.4
Hockley County, TX 57.7 Elevated -6.3
Lamb County, TX 57.4 Elevated -6.6
Lea County, NM 53.9 Elevated -10.0
Bailey County, TX 50.6 Elevated -13.4
Yoakum County, TX 40.6 Normal -23.4

Population Peers

County Score Zone vs. Cochran County
Hidalgo County, NM 63.9 Elevated -0.1
Stephens County, TX 64.2 Elevated +0.2
Johnson County, GA 64.2 Elevated +0.2
Wilcox County, GA 64.2 Elevated +0.2
Perry County, TN 64.2 Elevated +0.2

Download Data

Export all distress indicators for Cochran County as a CSV file.

Find Help in Cochran County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Cochran County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Cochran County, Texas?

    Cochran County has a County Distress Index score of 64.0 out of 100, placing it in the Elevated zone. It ranks 565th nationally out of 3,144 counties and 83rd in Texas out of 254 counties.

  • What drives financial distress in Cochran County?

    The primary driver of distress in Cochran County is Income & Poverty, where the county scores 93.2 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Cochran County compare to neighboring counties?

    Cochran County (64.0) can be compared to its 7 neighboring counties: Terry County, TX (69.3); Roosevelt County, NM (64.4); Hockley County, TX (57.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cochran County?

    Cochran County, Texas has a population of approximately 2,509 (2023 Census estimate), classified as a tiny county.