Campbell County, Tennessee

County Distress Index: Serious · 70.9 | 40,223 people · 8th most distressed in Tennessee
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Campbell County, TN shows significant household financial distress with a score of 70.9 — 168th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Tennessee, it ranks 8th of 95 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Campbell County's primary driver is Income & Poverty at 82.9 — worse than roughly 83% of U.S. counties.

Income & Poverty Primary driver 82.9
Poverty Rate 88
Income vs. State Median 80
Child Poverty Rate 81
Community Vulnerability 80.3
Uninsured Rate 63
Disability Rate 98
Debt & Delinquency 76.8
Debt in Collections 85
Medical Debt 91
Student Loan Delinquency 63
Auto Loan Delinquency 62
Credit Card Delinquency 72
Bankruptcy Filing Rate 88
Employment & Wages 66.5
Unemployment Rate 49
Wage-to-Rent Ratio 57
Business Formation Rate 93
Housing Cost Burden 47.8
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 30
Homeownership Rate 79
Rent-to-Income Ratio 63

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Campbell County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Campbell County
Campbell County, TN 70.9 Serious —
McCreary County, KY 72.9 Serious +2.0
Scott County, TN 69.2 Serious -1.7
Whitley County, KY 67.7 Serious -3.2
Claiborne County, TN 65.6 Serious -5.2
Union County, TN 61.6 Elevated -9.3
Anderson County, TN 57.3 Elevated -13.5

Population Peers

County Score Zone vs. Campbell County
Greene County, NC 70.9 Serious -0.0
Hampton County, SC 70.9 Serious +0.0
Desha County, AR 70.8 Serious -0.0
Martin County, NC 70.8 Serious -0.1
Bradford County, FL 71.0 Serious +0.1

Download Data

Export all distress indicators for Campbell County as a CSV file.

Find Help in Campbell County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Campbell County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Campbell County, Tennessee?

    Campbell County has a County Distress Index score of 70.9 out of 100, placing it in the Serious zone. It ranks 168th nationally out of 3,144 counties and 8th in Tennessee out of 95 counties.

  • What drives financial distress in Campbell County?

    The primary driver of distress in Campbell County is Income & Poverty, where the county scores 82.9 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Campbell County compare to neighboring counties?

    Campbell County (70.9) can be compared to its 6 neighboring counties: McCreary County, KY (72.9); Scott County, TN (69.2); Whitley County, KY (67.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Campbell County?

    Campbell County, Tennessee has a population of approximately 40,223 (2023 Census estimate), classified as a small county.