Elk County, Pennsylvania

County Distress Index: Healthy · 33.3 | 30,198 people · 61st most distressed in Pennsylvania

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Elk County, PA ranks among the least distressed counties in the country at 33.3 — 2742nd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 61st of 67 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Elk County's primary driver is Employment & Wages at 58.2 — above the national median.

Employment & Wages Primary driver 58.2
Unemployment Rate 58
Wage-to-Rent Ratio 23
Business Formation Rate 93
Community Vulnerability 29.6
Uninsured Rate 1
Disability Rate 58
Income & Poverty 28.8
Poverty Rate 21
Income vs. State Median 37
Child Poverty Rate 29
Housing Cost Burden 25.6
Rent-Burdened (30%+) 50
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 4
Homeownership Rate 24
Rent-to-Income Ratio 16
Debt & Delinquency 24.2
Debt in Collections 22
Medical Debt 25
Student Loan Delinquency 10
Auto Loan Delinquency 36
Credit Card Delinquency 24
Bankruptcy Filing Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Elk County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Elk County
Elk County, PA 33.3 Healthy
Cameron County, PA 58.6 Elevated +25.3
Jefferson County, PA 55.1 Elevated +21.9
Forest County, PA 54.5 Elevated +21.3
McKean County, PA 51.2 Elevated +17.9
Clearfield County, PA 50.0 Normal +16.7
Warren County, PA 40.4 Normal +7.1

Population Peers

County Score Zone vs. Elk County
Custer County, NE 33.3 Healthy -0.0
Emmet County, MI 33.2 Healthy -0.1
Grand County, CO 33.4 Healthy +0.1
Gunnison County, CO 33.1 Healthy -0.1
Decatur County, IN 33.4 Healthy +0.1

Download Data

Export all distress indicators for Elk County as a CSV file.

Find Help in Elk County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Elk County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.