Clearfield County, Pennsylvania

County Distress Index: Normal · 50.0 | 77,090 people · 26th most distressed in Pennsylvania

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Clearfield County, PA falls within the normal range for household financial distress at 50.0 — 1599th nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within Pennsylvania, it ranks 26th of 67 counties. Among its 8 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clearfield County's primary driver is Income & Poverty at 61.8 — above the national median.

Income & Poverty Primary driver 61.8
Poverty Rate 64
Income vs. State Median 61
Child Poverty Rate 60
Employment & Wages 58.9
Unemployment Rate 58
Wage-to-Rent Ratio 28
Business Formation Rate 91
Community Vulnerability 54.5
Uninsured Rate 31
Disability Rate 78
Housing Cost Burden 40.9
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 57
Mortgage-Burdened (30%+) 31
Homeownership Rate 27
Rent-to-Income Ratio 33
Debt & Delinquency 33.7
Debt in Collections 37
Medical Debt 39
Student Loan Delinquency 10
Auto Loan Delinquency 38
Credit Card Delinquency 49
Bankruptcy Filing Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clearfield County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clearfield County
Clearfield County, PA 50.0 Normal
Cameron County, PA 58.6 Elevated +8.6
Clinton County, PA 58.4 Elevated +8.4
Jefferson County, PA 55.1 Elevated +5.1
Blair County, PA 54.0 Elevated +4.0
Indiana County, PA 53.6 Elevated +3.6
Cambria County, PA 52.2 Elevated +2.2
Centre County, PA 42.7 Normal -7.3
Elk County, PA 33.3 Healthy -16.7

Population Peers

County Score Zone vs. Clearfield County
Pottawattamie County, IA 50.0 Elevated +0.1
Berrien County, MI 50.1 Elevated +0.1
Elkhart County, IN 50.1 Elevated +0.1
Mercer County, PA 50.1 Elevated +0.1
Seneca County, OH 50.1 Elevated +0.1

Download Data

Export all distress indicators for Clearfield County as a CSV file.

Find Help in Clearfield County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Clearfield County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.