Beaver County, Pennsylvania

County Distress Index: Normal · 44.2 | 165,631 people · 44th most distressed in Pennsylvania
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Beaver County, PA falls within the normal range for household financial distress at 44.2 — 2062nd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 44th of 67 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Beaver County's primary driver is Employment & Wages at 63.0 — above the national median.

Employment & Wages Primary driver 63.0
Unemployment Rate 55
Wage-to-Rent Ratio 62
Business Formation Rate 71
Housing Cost Burden 54.6
Rent-Burdened (30%+) 51
Severely Rent-Burdened (50%+) 46
Mortgage-Burdened (30%+) 57
Homeownership Rate 50
Rent-to-Income Ratio 69
Debt & Delinquency 48.9
Debt in Collections 43
Medical Debt 34
Student Loan Delinquency 48
Auto Loan Delinquency 49
Credit Card Delinquency 61
Bankruptcy Filing Rate 58
Income & Poverty 27.3
Poverty Rate 24
Income vs. State Median 36
Child Poverty Rate 23
Community Vulnerability 27.1
Uninsured Rate 6
Disability Rate 48

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Beaver County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Beaver County
Beaver County, PA 44.2 Normal —
Columbiana County, OH 60.3 Elevated +16.1
Hancock County, WV 55.7 Elevated +11.5
Lawrence County, PA 52.3 Elevated +8.1
Allegheny County, PA 35.2 Normal -9.0
Washington County, PA 33.1 Healthy -11.1
Butler County, PA 29.4 Healthy -14.8

Population Peers

County Score Zone vs. Beaver County
Sandoval County, NM 44.2 Normal +0.0
Monroe County, MI 44.2 Normal +0.0
Santa Rosa County, FL 44.1 Normal -0.1
Whiteside County, IL 44.3 Normal +0.1
Racine County, WI 44.3 Normal +0.1

Download Data

Export all distress indicators for Beaver County as a CSV file.

Find Help in Beaver County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Beaver County.

HOUSING OPPORTUNITIES OF BEAVER COUNTY, INCOR
Rochester
724-728-7511 Website
Foreclosure PreventionFinancial CounselingPre-Purchase

See all counselors in Pennsylvania →

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Beaver County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Pennsylvania →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Beaver County, Pennsylvania?

    Beaver County has a County Distress Index score of 44.2 out of 100, placing it in the Normal zone. It ranks 2,062nd nationally out of 3,144 counties and 44th in Pennsylvania out of 67 counties.

  • What drives financial distress in Beaver County?

    The primary driver of distress in Beaver County is Employment & Wages, where the county scores 63.0 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Beaver County compare to neighboring counties?

    Beaver County (44.2) can be compared to its 6 neighboring counties: Columbiana County, OH (60.3); Hancock County, WV (55.7); Lawrence County, PA (52.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Beaver County?

    Beaver County, Pennsylvania has a population of approximately 165,631 (2023 Census estimate), classified as a mid county.