Morrow County, Oregon

County Distress Index: Normal · 41.4 | 12,302 people · 32nd most distressed in Oregon
American Default Research

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Morrow County, OR falls within the normal range for household financial distress at 41.4 — 2261st nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Oregon, it ranks 32nd of 36 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Morrow County's primary driver is Community Vulnerability at 58.8 — above the national median.

Community Vulnerability Primary driver 58.8
Uninsured Rate 61
Disability Rate 57
Employment & Wages 47.9
Unemployment Rate 78
Wage-to-Rent Ratio 5
Business Formation Rate 60
Income & Poverty 34.7
Poverty Rate 47
Income vs. State Median 20
Child Poverty Rate 37
Debt & Delinquency 33.2
Debt in Collections 36
Medical Debt 15
Student Loan Delinquency 44
Auto Loan Delinquency 5
Credit Card Delinquency 68
Bankruptcy Filing Rate 31
Housing Cost Burden 32.6
Rent-Burdened (30%+) 14
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 62
Homeownership Rate 67
Rent-to-Income Ratio 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Morrow County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Morrow County
Morrow County, OR 41.4 Normal —
Wheeler County, OR 62.5 Elevated +21.1
Umatilla County, OR 60.5 Elevated +19.1
Grant County, OR 57.6 Elevated +16.2
Klickitat County, WA 46.5 Normal +5.0
Benton County, WA 45.3 Normal +3.9
Gilliam County, OR 35.8 Normal -5.7

Population Peers

County Score Zone vs. Morrow County
Mono County, CA 41.4 Normal -0.0
Pennington County, MN 41.4 Normal -0.0
Salem city, VA 41.4 Normal +0.0
Humboldt County, NV 41.5 Normal +0.0
Bryan County, GA 41.5 Normal +0.0

Download Data

Export all distress indicators for Morrow County as a CSV file.

Find Help in Morrow County

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Morrow County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Morrow County, Oregon?

    Morrow County has a County Distress Index score of 41.4 out of 100, placing it in the Normal zone. It ranks 2,261st nationally out of 3,144 counties and 32nd in Oregon out of 36 counties.

  • What drives financial distress in Morrow County?

    The primary driver of distress in Morrow County is Community Vulnerability, where the county scores 58.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Morrow County compare to neighboring counties?

    Morrow County (41.4) can be compared to its 6 neighboring counties: Wheeler County, OR (62.5); Umatilla County, OR (60.5); Grant County, OR (57.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Morrow County?

    Morrow County, Oregon has a population of approximately 12,302 (2023 Census estimate), classified as a small county.