Woods County, Oklahoma

County Distress Index: Elevated · 53.6 | 8,564 people · 57th most distressed in Oklahoma
American Default Research

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Woods County, OK registers elevated household financial distress with a score of 53.6 — 1329th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Oklahoma, it ranks 57th of 77 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Woods County's primary driver is Housing Cost Burden at 62.3 — above the national median.

Housing Cost Burden Primary driver 62.3
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 13
Homeownership Rate 86
Rent-to-Income Ratio 46
Income & Poverty 60.9
Poverty Rate 78
Income vs. State Median 47
Child Poverty Rate 58
Community Vulnerability 55.9
Uninsured Rate 53
Disability Rate 59
Debt & Delinquency 45.5
Debt in Collections 45
Medical Debt 62
Student Loan Delinquency 77
Auto Loan Delinquency 29
Credit Card Delinquency 52
Bankruptcy Filing Rate 9
Employment & Wages 43.2
Unemployment Rate 27
Wage-to-Rent Ratio 41
Business Formation Rate 62

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Woods County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Woods County
Woods County, OK 53.6 Elevated —
Alfalfa County, OK 52.6 Elevated -1.0
Woodward County, OK 51.5 Elevated -2.1
Comanche County, KS 51.3 Elevated -2.2
Major County, OK 42.3 Normal -11.3
Harper County, OK 41.9 Normal -11.7
Barber County, KS 38.3 Normal -15.3

Population Peers

County Score Zone vs. Woods County
Grundy County, MO 53.6 Elevated 0.0
Kimball County, NE 53.6 Elevated +0.0
Jack County, TX 53.5 Elevated -0.0
Gilmer County, WV 53.6 Elevated +0.0
Ontonagon County, MI 53.6 Elevated +0.1

Download Data

Export all distress indicators for Woods County as a CSV file.

Find Help in Woods County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Woods County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Woods County, Oklahoma?

    Woods County has a County Distress Index score of 53.6 out of 100, placing it in the Elevated zone. It ranks 1,329th nationally out of 3,144 counties and 57th in Oklahoma out of 77 counties.

  • What drives financial distress in Woods County?

    The primary driver of distress in Woods County is Housing Cost Burden, where the county scores 62.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Woods County compare to neighboring counties?

    Woods County (53.6) can be compared to its 6 neighboring counties: Alfalfa County, OK (52.6); Woodward County, OK (51.5); Comanche County, KS (51.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Woods County?

    Woods County, Oklahoma has a population of approximately 8,564 (2023 Census estimate), classified as a tiny county.