Muskogee County, Oklahoma

County Distress Index: Serious · 74.4 | 66,677 people · 7th most distressed in Oklahoma
American Default Research

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Muskogee County, OK shows significant household financial distress with a score of 74.4 — 77th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 7th of 77 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Muskogee County's primary driver is Community Vulnerability at 90.2 — worse than roughly 90% of U.S. counties.

Community Vulnerability Primary driver 90.2
Uninsured Rate 86
Disability Rate 94
Debt & Delinquency 85.3
Debt in Collections 86
Medical Debt 79
Student Loan Delinquency 92
Auto Loan Delinquency 85
Credit Card Delinquency 91
Bankruptcy Filing Rate 79
Income & Poverty 79.8
Poverty Rate 88
Income vs. State Median 68
Child Poverty Rate 84
Housing Cost Burden 66.5
Rent-Burdened (30%+) 69
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 59
Homeownership Rate 81
Rent-to-Income Ratio 56
Employment & Wages 50.3
Unemployment Rate 83
Wage-to-Rent Ratio 14
Business Formation Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Muskogee County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Muskogee County
Muskogee County, OK 74.4 Serious —
Sequoyah County, OK 79.2 Serious +4.8
McIntosh County, OK 76.8 Serious +2.3
Okmulgee County, OK 71.9 Serious -2.6
Cherokee County, OK 68.0 Serious -6.4
Haskell County, OK 67.0 Serious -7.4
Wagoner County, OK 45.2 Normal -29.2

Population Peers

County Score Zone vs. Muskogee County
Maverick County, TX 74.2 Serious -0.3
Cumberland County, NJ 74.9 Serious +0.4
Putnam County, FL 73.5 Serious -0.9
Highlands County, FL 73.5 Serious -0.9
Anderson County, TX 73.4 Serious -1.0

Download Data

Export all distress indicators for Muskogee County as a CSV file.

Find Help in Muskogee County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Muskogee County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Muskogee County, Oklahoma?

    Muskogee County has a County Distress Index score of 74.4 out of 100, placing it in the Serious zone. It ranks 77th nationally out of 3,144 counties and 7th in Oklahoma out of 77 counties.

  • What drives financial distress in Muskogee County?

    The primary driver of distress in Muskogee County is Community Vulnerability, where the county scores 90.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Muskogee County compare to neighboring counties?

    Muskogee County (74.4) can be compared to its 6 neighboring counties: Sequoyah County, OK (79.2); McIntosh County, OK (76.8); Okmulgee County, OK (71.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Muskogee County?

    Muskogee County, Oklahoma has a population of approximately 66,677 (2023 Census estimate), classified as a mid county.