Wood County, Ohio

County Distress Index: Normal · 35.5 | 132,650 people · 77th most distressed in Ohio
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Wood County, OH falls within the normal range for household financial distress at 35.5 — 2625th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Ohio, it ranks 77th of 88 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wood County's primary driver is Housing Cost Burden at 54.0 — above the national median.

Housing Cost Burden Primary driver 54.0
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 47
Homeownership Rate 85
Rent-to-Income Ratio 15
Employment & Wages 51.3
Unemployment Rate 55
Wage-to-Rent Ratio 29
Business Formation Rate 69
Debt & Delinquency 39.8
Debt in Collections 31
Medical Debt 53
Student Loan Delinquency 22
Auto Loan Delinquency 35
Credit Card Delinquency 27
Bankruptcy Filing Rate 71
Income & Poverty 16.9
Poverty Rate 19
Income vs. State Median 24
Child Poverty Rate 8
Community Vulnerability 15.6
Uninsured Rate 9
Disability Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wood County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wood County
Wood County, OH 35.5 Normal —
Lucas County, OH 58.5 Elevated +23.0
Seneca County, OH 50.1 Elevated +14.6
Sandusky County, OH 46.9 Normal +11.4
Ottawa County, OH 38.2 Normal +2.7
Hancock County, OH 37.3 Normal +1.8
Henry County, OH 31.5 Healthy -4.0
Putnam County, OH 22.5 Healthy -13.0

Population Peers

County Score Zone vs. Wood County
Greene County, OH 35.5 Normal +0.0
Lower Connecticut River Valley Planning Region, CT 35.6 Normal +0.1
Bingham County, ID 35.4 Normal -0.1
Putnam County, WV 35.6 Normal +0.1
Dearborn County, IN 35.3 Normal -0.2

Download Data

Export all distress indicators for Wood County as a CSV file.

Find Help in Wood County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Wood County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Wood County, Ohio?

    Wood County has a County Distress Index score of 35.5 out of 100, placing it in the Normal zone. It ranks 2,625th nationally out of 3,144 counties and 77th in Ohio out of 88 counties.

  • What drives financial distress in Wood County?

    The primary driver of distress in Wood County is Housing Cost Burden, where the county scores 54.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Wood County compare to neighboring counties?

    Wood County (35.5) can be compared to its 7 neighboring counties: Lucas County, OH (58.5); Seneca County, OH (50.1); Sandusky County, OH (46.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Wood County?

    Wood County, Ohio has a population of approximately 132,650 (2023 Census estimate), classified as a mid county.