About one in 14 people in Lower Connecticut River Valley Planning Region, Connecticut, lives below the poverty line

In Lower Connecticut River Valley Planning Region, 7.2% of people lived below the poverty line. That is lower than in 95% of U.S. counties.

County Distress Index Data through Sep 2026
9th
of 9 counties in Connecticut
35score /100

Less distressed than 64% of U.S. counties.

What drives Lower Connecticut River Valley Planning Region's score

In Lower Connecticut River Valley Planning Region, housing costs are the highest-scoring part, at 71.5. Income and the safety net is the lowest part, at 6.1. About one in 30 people (3.3%, 2020 to 2024) has no health insurance, a lower share than in 96% of U.S. counties.

The County Distress Index looks at five parts of household money trouble in Lower Connecticut River Valley Planning Region: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Lower Connecticut River Valley Planning Region isn't among the worst-off quarter of U.S. counties on any measure.

A longer bar means more trouble. See how the county score works.

  • Housing costs

    Biggest factor
    71.6 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      22.2% · 2020 to 2024
      73rd percentile
    • Rent on a two-bedroom as a share of the median income
      22.8% · fiscal year 2027
      69th percentile
  • Late payments

    51.1 of 100

    Credit records, August 2025

    • People with a credit card behind
      not published for this state; scored at the national median · August 2025
      51st percentile
    • People with a car or retail loan behind
      not published for this state; scored at the national median · August 2025
      52nd percentile
    • People with a subprime credit score
      not published for this state; scored at the national median
      50th percentile
  • Collections and bankruptcy

    42.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      not published for this state; scored at the national median · August 2025
      50th percentile
    • Bankruptcy filings per 100,000 people
      95.9 · 2025
      34th percentile
  • Jobs

    35.4 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      4.3% · Oct 2025 to Sep 2026
      57th percentile
    • Adults 25 to 54 not working
      14.4% · 2020 to 2024
      13th percentile
  • Income and safety net

    6.1 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      7.2% · 2024
      4th percentile
    • Children below the poverty line
      7.3% · 2024
      4th percentile
    • People with a disability
      11.7% · 2020 to 2024
      12th percentile
    • People without health insurance
      3.3% · 2020 to 2024
      3rd percentile
    • Median household income (lower income, longer bar)
      $101,937 · 2024
      5th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Lower Connecticut River Valley Planning Region comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Lower Connecticut River Valley Planning Region, 22.2% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Lower Connecticut River Valley Planning Region

65 19 16

Connecticut

63 22 15

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Lower Connecticut River Valley Planning Region, benefit checks' share of income has more than doubled since 1969, reaching 15.8% in 2024, but pay from work still brings in about four times as much as benefit checks

In Lower Connecticut River Valley Planning Region, Connecticut, benefit checks' share of income more than doubled from 1969 to 2024, reaching 15.8%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Lower Connecticut River Valley Planning Region, Connecticut American Default Research · americandefault.org/counties/connecticut/lower-connecticut-river-valley-planning-region-ct/
Download data (CSV)

The share of households in Lower Connecticut River Valley Planning Region getting SNAP food aid had its largest rise, from 4.7% in 2012 to 5.8% in 2013.

The share of households in Lower Connecticut River Valley Planning Region getting SNAP food aid was at its highest on the chart in 2019 and has since fallen by about a fifth

Low on the chart: 3.2% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Lower Connecticut River Valley Planning Region, Connecticut.

0%5%9% 3.2%6.8% 2009201020112012201320142015201620172018201920202021202220232024 0%5%9% 3.2%6.8% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/connecticut/lower-connecticut-river-valley-planning-region-ct/
Download data (CSV)

How Lower Connecticut River Valley Planning Region has changed

The number of jobs located in Lower Connecticut River Valley Planning Region held about level from 2024 to 2025.

MeasureThenNowSource
Jobs located in the countyBLS QCEW 2024 73,682 2025 74,367 BLS QCEW
Unemployment rateBLS LAUS 1990 3.9% 2025 3.4% BLS LAUS
People below the poverty lineCensus SAIPE 1989 4.7% 2024 7.2% Census SAIPE
Median household incomeCensus SAIPE 1989 $41,596 2024 $101,937 Census SAIPE

The table uses 3.4% for 2025; the score uses 4.3% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Lower Connecticut River Valley Planning Region's history

  1. 2013

    2013, established to replace Connecticut's counties as county-equivalent. Wikipedia

Lower Connecticut River Valley Planning Region beside its neighbors

All three counties that border Lower Connecticut River Valley Planning Region score higher than it does. Of the group, Lower Connecticut River Valley Planning Region gets the smallest share of its income from benefit checks; Southeastern Connecticut Planning Region gets the largest, at 22.2%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
South Central Connecticut Planning Region, CT 55 3rd of 9 11.5% 20.0%
Capitol Planning Region, CT 51 4th of 9 10.4% 17.1%
Southeastern Connecticut Planning Region, CT 47 5th of 9 9.6% 22.2%
Lower Connecticut River Valley Planning Region, CT 35 9th of 9 7.2% 15.8%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Lower Connecticut River Valley Planning Region the poorest county in Connecticut?

No, Lower Connecticut River Valley Planning Region's poverty rate was 7.2% in 2024, the lowest of 9 in Connecticut (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Naugatuck Valley Planning Region, at 12.5%. On our distress index, which counts more than poverty, Lower Connecticut River Valley Planning Region ranks 9th of 9 in the state.

Questions about Lower Connecticut River Valley Planning Region, Connecticut

What is the population of Lower Connecticut River Valley Planning Region, Connecticut?

177,540 people in 2024, by the Bureau of Economic Analysis's count.

If you're behind on your mortgage in Lower Connecticut River Valley Planning Region

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Connecticut foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Lower Connecticut River Valley Planning Region · Every U.S. county (CSV)

Cite this Lower Connecticut River Valley Planning Region, Connecticut, scores 35 on the County Distress Index (data through Sep 2026): less distressed than 64% of U.S. counties · American Default Research · americandefault.org/counties/connecticut/lower-connecticut-river-valley-planning-region-ct/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Lower Connecticut River Valley Planning Region comes from, 2024.
  • History The agencies named in each row and the linked records above.