Gallia County, Ohio

County Distress Index: Elevated · 64.0 | 28,986 people · 11th most distressed in Ohio
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Gallia County, OH registers elevated household financial distress with a score of 64.0 — 563rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Ohio, it ranks 11th of 88 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gallia County's primary driver is Income & Poverty at 79.6 — worse than roughly 80% of U.S. counties.

Income & Poverty Primary driver 79.6
Poverty Rate 75
Income vs. State Median 88
Child Poverty Rate 76
Community Vulnerability 73.3
Uninsured Rate 67
Disability Rate 79
Employment & Wages 71.2
Unemployment Rate 74
Wage-to-Rent Ratio 43
Business Formation Rate 97
Debt & Delinquency 61.2
Debt in Collections 65
Medical Debt 30
Student Loan Delinquency 62
Auto Loan Delinquency 50
Credit Card Delinquency 80
Bankruptcy Filing Rate 80
Housing Cost Burden 34.6
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 43
Mortgage-Burdened (30%+) 11
Homeownership Rate 39
Rent-to-Income Ratio 55

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gallia County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gallia County
Gallia County, OH 64.0 Elevated —
Jackson County, OH 68.5 Serious +4.5
Meigs County, OH 68.3 Serious +4.3
Cabell County, WV 63.5 Elevated -0.5
Vinton County, OH 63.4 Elevated -0.6
Lawrence County, OH 63.0 Elevated -1.0
Mason County, WV 50.4 Elevated -13.5

Population Peers

County Score Zone vs. Gallia County
Malheur County, OR 64.0 Elevated 0.0
Chester County, SC 64.0 Elevated +0.0
Wayne County, TN 64.0 Elevated +0.0
Cross County, AR 64.0 Elevated +0.0
San Juan County, UT 64.0 Elevated +0.0

Download Data

Export all distress indicators for Gallia County as a CSV file.

Find Help in Gallia County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Gallia County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Gallia County, Ohio?

    Gallia County has a County Distress Index score of 64.0 out of 100, placing it in the Elevated zone. It ranks 563rd nationally out of 3,144 counties and 11th in Ohio out of 88 counties.

  • What drives financial distress in Gallia County?

    The primary driver of distress in Gallia County is Income & Poverty, where the county scores 79.6 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Gallia County compare to neighboring counties?

    Gallia County (64.0) can be compared to its 6 neighboring counties: Jackson County, OH (68.5); Meigs County, OH (68.3); Cabell County, WV (63.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Gallia County?

    Gallia County, Ohio has a population of approximately 28,986 (2023 Census estimate), classified as a small county.