Carroll County, Ohio

County Distress Index: Elevated · 51.1 | 26,758 people · 41st most distressed in Ohio
American Default Research

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Carroll County, OH registers elevated household financial distress with a score of 51.1 — 1504th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Ohio, it ranks 41st of 88 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carroll County's primary driver is Employment & Wages at 72.8 — above the national median.

Employment & Wages Primary driver 72.8
Unemployment Rate 69
Wage-to-Rent Ratio 64
Business Formation Rate 85
Community Vulnerability 64.1
Uninsured Rate 60
Disability Rate 68
Income & Poverty 44.8
Poverty Rate 37
Income vs. State Median 43
Child Poverty Rate 55
Debt & Delinquency 38.6
Debt in Collections 37
Medical Debt 48
Student Loan Delinquency 11
Auto Loan Delinquency 31
Credit Card Delinquency 42
Bankruptcy Filing Rate 63
Housing Cost Burden 35.2
Rent-Burdened (30%+) 15
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 75
Homeownership Rate 29
Rent-to-Income Ratio 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carroll County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carroll County
Carroll County, OH 51.1 Elevated —
Jefferson County, OH 60.6 Elevated +9.5
Columbiana County, OH 60.3 Elevated +9.1
Harrison County, OH 57.1 Elevated +6.0
Tuscarawas County, OH 53.3 Elevated +2.2
Stark County, OH 46.4 Normal -4.7

Population Peers

County Score Zone vs. Carroll County
Miller County, MO 51.1 Elevated +0.0
Morrow County, OH 51.1 Elevated -0.0
Tillamook County, OR 51.1 Elevated -0.0
Newton County, IN 51.1 Elevated +0.0
Stokes County, NC 51.1 Elevated +0.0

Download Data

Export all distress indicators for Carroll County as a CSV file.

Find Help in Carroll County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Carroll County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Carroll County, Ohio?

    Carroll County has a County Distress Index score of 51.1 out of 100, placing it in the Elevated zone. It ranks 1,504th nationally out of 3,144 counties and 41st in Ohio out of 88 counties.

  • What drives financial distress in Carroll County?

    The primary driver of distress in Carroll County is Employment & Wages, where the county scores 72.8 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Carroll County compare to neighboring counties?

    Carroll County (51.1) can be compared to its 5 neighboring counties: Jefferson County, OH (60.6); Columbiana County, OH (60.3); Harrison County, OH (57.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Carroll County?

    Carroll County, Ohio has a population of approximately 26,758 (2023 Census estimate), classified as a small county.