Ashland County, Ohio

County Distress Index: Normal · 47.5 | 52,190 people · 51st most distressed in Ohio
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Ashland County, OH falls within the normal range for household financial distress at 47.5 — 1789th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Ohio, it ranks 51st of 88 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ashland County's primary driver is Employment & Wages at 56.8 — above the national median.

Employment & Wages Primary driver 56.8
Unemployment Rate 67
Wage-to-Rent Ratio 40
Business Formation Rate 64
Income & Poverty 50.4
Poverty Rate 49
Income vs. State Median 46
Child Poverty Rate 56
Community Vulnerability 46.3
Uninsured Rate 55
Disability Rate 38
Housing Cost Burden 44.1
Rent-Burdened (30%+) 53
Severely Rent-Burdened (50%+) 78
Mortgage-Burdened (30%+) 49
Homeownership Rate 24
Rent-to-Income Ratio 17
Debt & Delinquency 40.1
Debt in Collections 33
Medical Debt 47
Student Loan Delinquency 25
Auto Loan Delinquency 26
Credit Card Delinquency 53
Bankruptcy Filing Rate 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ashland County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ashland County
Ashland County, OH 47.5 Normal —
Richland County, OH 57.2 Elevated +9.7
Huron County, OH 54.5 Elevated +6.9
Lorain County, OH 47.5 Normal -0.1
Knox County, OH 46.0 Normal -1.6
Wayne County, OH 38.2 Normal -9.3
Holmes County, OH 27.1 Healthy -20.5
Medina County, OH 26.9 Healthy -20.7

Population Peers

County Score Zone vs. Ashland County
Adams County, IL 47.5 Normal -0.0
Cascade County, MT 47.5 Normal -0.1
Tippecanoe County, IN 47.6 Normal +0.1
Tompkins County, NY 47.6 Normal +0.1
Hardin County, KY 47.6 Normal +0.1

Download Data

Export all distress indicators for Ashland County as a CSV file.

Find Help in Ashland County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Ashland County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Ashland County, Ohio?

    Ashland County has a County Distress Index score of 47.5 out of 100, placing it in the Normal zone. It ranks 1,789th nationally out of 3,144 counties and 51st in Ohio out of 88 counties.

  • What drives financial distress in Ashland County?

    The primary driver of distress in Ashland County is Employment & Wages, where the county scores 56.8 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Ashland County compare to neighboring counties?

    Ashland County (47.5) can be compared to its 7 neighboring counties: Richland County, OH (57.2); Huron County, OH (54.5); Lorain County, OH (47.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ashland County?

    Ashland County, Ohio has a population of approximately 52,190 (2023 Census estimate), classified as a mid county.