North Dakota Snapshot

53 Counties Scored
11.6 Mean Score
7.2 Median Score
87 Rolette County Most Distressed
0 McLean County Least Distressed
1 very high county distress2 moderate county distress2 low-moderate county distress2 low county distress10 very low county distress36 exceptionally low county distress
Score Label Distribution

North Dakota County Map

Rolette County is the most distressed of North Dakota's 53 counties

County Distress Index score for North Dakota's 53 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/north-dakota/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

87 very high county distress
Delinquency
56 moderate county distress
Safety Net & Buffer
53 moderate county distress
Safety Net & Buffer

Least Distressed

0 exceptionally low county distress
Safety Net & Buffer
0 exceptionally low county distress
Delinquency
0 exceptionally low county distress
Delinquency

Score Distribution

How North Dakota's 53 county scores are distributed across the 0–100 scale.

All North Dakota Counties

53 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Rolette County 87 very high county distress Delinquency
2 — Sioux County 56 moderate county distress Safety Net & Buffer
3 — Benson County 53 moderate county distress Safety Net & Buffer
4 — Mountrail County 34 low-moderate county distress Delinquency
5 — Grant County 30 low-moderate county distress Debt Burden (housing basis)
6 — Hettinger County 26 low county distress Debt Burden (housing basis)
7 — McKenzie County 22 low county distress Delinquency
8 — Walsh County 18 very low county distress Delinquency
9 — Williams County 17 very low county distress Delinquency
10 — Adams County 17 very low county distress Safety Net & Buffer
11 — Sheridan County 16 very low county distress Safety Net & Buffer
12 — Emmons County 14 very low county distress Safety Net & Buffer
13 — Ward County 14 very low county distress Delinquency
14 — Barnes County 13 very low county distress Debt Burden (housing basis)
15 — Divide County 12 very low county distress Debt Burden (housing basis)
16 — Slope County 11 very low county distress Safety Net & Buffer
17 — Stutsman County 10 very low county distress Debt Burden (housing basis)
18 — Stark County 9 exceptionally low county distress Delinquency
19 — McIntosh County 9 exceptionally low county distress Safety Net & Buffer
20 — Logan County 9 exceptionally low county distress Safety Net & Buffer
21 — Kidder County 8 exceptionally low county distress Safety Net & Buffer
22 — Golden Valley County 8 exceptionally low county distress Safety Net & Buffer
23 — Grand Forks County 8 exceptionally low county distress Debt Burden (housing basis)
24 — Burke County 8 exceptionally low county distress Default & Legal
25 — Cass County 7 exceptionally low county distress Delinquency
26 — Morton County 7 exceptionally low county distress Debt Burden (housing basis)
27 — Eddy County 7 exceptionally low county distress Safety Net & Buffer
28 — McHenry County 6 exceptionally low county distress Labor
29 — Ramsey County 6 exceptionally low county distress Safety Net & Buffer
30 — Mercer County 5 exceptionally low county distress Debt Burden (housing basis)
31 — Richland County 5 exceptionally low county distress Delinquency
32 — Pembina County 5 exceptionally low county distress Labor
33 — Pierce County 4 exceptionally low county distress Safety Net & Buffer
34 — Traill County 3 exceptionally low county distress Debt Burden (housing basis)
35 — Dickey County 3 exceptionally low county distress Safety Net & Buffer
36 — Dunn County 3 exceptionally low county distress Safety Net & Buffer
37 3,049 Cavalier County 3 exceptionally low county distress Debt Burden (housing basis)
38 3,060 Griggs County 2 exceptionally low county distress Safety Net & Buffer
39 3,061 Nelson County 2 exceptionally low county distress Safety Net & Buffer
40 3,063 Ransom County 2 exceptionally low county distress Debt Burden (housing basis)
41 3,064 Wells County 2 exceptionally low county distress Delinquency
42 3,074 Foster County 2 exceptionally low county distress Debt Burden (housing basis)
43 3,079 Oliver County 2 exceptionally low county distress Safety Net & Buffer
44 3,080 Bottineau County 2 exceptionally low county distress Safety Net & Buffer
45 3,081 Sargent County 2 exceptionally low county distress Default & Legal
46 3,091 Renville County 1 exceptionally low county distress Debt Burden (housing basis)
47 3,092 Towner County 1 exceptionally low county distress Safety Net & Buffer
48 3,093 Bowman County 1 exceptionally low county distress Safety Net & Buffer
49 3,112 Burleigh County 1 exceptionally low county distress Debt Burden (housing basis)
50 3,116 LaMoure County 0 exceptionally low county distress Safety Net & Buffer
51 3,123 Steele County 0 exceptionally low county distress Delinquency
52 3,136 Billings County 0 exceptionally low county distress Delinquency
53 3,140 McLean County 0 exceptionally low county distress Safety Net & Buffer

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 North Dakota counties
very high county distress — 1 North Dakota county
high county distress — 0 North Dakota counties
moderate-high county distress — 0 North Dakota counties
moderate county distress — 2 North Dakota counties
moderate-low county distress — 0 North Dakota counties
low-moderate county distress — 2 North Dakota counties
low county distress — 2 North Dakota counties
very low county distress — 10 North Dakota counties
exceptionally low county distress — 36 North Dakota counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.