Pitt County, North Carolina

County Distress Index: Elevated · 62.5 | 175,119 people · 29th most distressed in North Carolina
American Default Research

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Pitt County, NC registers elevated household financial distress with a score of 62.5 — 655th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within North Carolina, it ranks 29th of 100 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Pitt County's primary driver is Debt & Delinquency at 79.3 — worse than roughly 79% of U.S. counties.

Debt & Delinquency Primary driver 79.3
Debt in Collections 83
Medical Debt 82
Student Loan Delinquency 86
Auto Loan Delinquency 86
Credit Card Delinquency 87
Bankruptcy Filing Rate 51
Housing Cost Burden 79.2
Rent-Burdened (30%+) 76
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 81
Homeownership Rate 98
Rent-to-Income Ratio 57
Income & Poverty 69.3
Poverty Rate 84
Income vs. State Median 50
Child Poverty Rate 74
Community Vulnerability 52.4
Uninsured Rate 65
Disability Rate 40
Employment & Wages 32.1
Unemployment Rate 49
Wage-to-Rent Ratio 21
Business Formation Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Pitt County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Pitt County
Pitt County, NC 62.5 Elevated —
Edgecombe County, NC 75.8 Serious +13.3
Greene County, NC 70.9 Serious +8.4
Martin County, NC 70.8 Serious +8.3
Wilson County, NC 68.3 Serious +5.8
Lenoir County, NC 68.2 Serious +5.7
Beaufort County, NC 61.2 Elevated -1.2
Craven County, NC 57.2 Elevated -5.3

Population Peers

County Score Zone vs. Pitt County
Richmond city, VA 62.4 Elevated -0.0
Roanoke city, VA 62.4 Elevated -0.0
Shasta County, CA 62.4 Elevated -0.1
Allegany County, MD 62.6 Elevated +0.1
Coos County, OR 62.6 Elevated +0.2

Download Data

Export all distress indicators for Pitt County as a CSV file.

Find Help in Pitt County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Pitt County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

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Frequently Asked Questions

  • What is the distress score for Pitt County, North Carolina?

    Pitt County has a County Distress Index score of 62.5 out of 100, placing it in the Elevated zone. It ranks 655th nationally out of 3,144 counties and 29th in North Carolina out of 100 counties.

  • What drives financial distress in Pitt County?

    The primary driver of distress in Pitt County is Debt & Delinquency, where the county scores 79.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Pitt County compare to neighboring counties?

    Pitt County (62.5) can be compared to its 7 neighboring counties: Edgecombe County, NC (75.8); Greene County, NC (70.9); Martin County, NC (70.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Pitt County?

    Pitt County, North Carolina has a population of approximately 175,119 (2023 Census estimate), classified as a mid county.