37.0 / 100
Normal
2,538th of 3,144 counties nationally
56th of 62 counties in New York

Westchester County, NY falls within the normal range for household financial distress at 37.0 — 2538th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 56th of 62 counties. Among its 5 neighboring counties, 3 show more distress.

Five-Domain Breakdown

How Westchester County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
92.4
Rent-Burdened (30%+)
93
Severely Rent-Burdened (50%+)
91
Mortgage-Burdened (30%+)
92
Homeownership Rate
90
Rent-to-Income Ratio
96

Employment & Wages

46.3
Unemployment Rate
27
Wage-to-Rent Ratio
94
Business Formation Rate
19

Debt & Delinquency

23.7
Debt in Collections
15
Medical Debt
7
Student Loan Delinquency
30
Auto Loan Delinquency
29
Credit Card Delinquency
31
Bankruptcy Filing Rate
31

Community Vulnerability

11.9
Uninsured Rate
18
Disability Rate
6

Income & Poverty

10.6
Poverty Rate
15
Income vs. State Median
2
Child Poverty Rate
15

How Westchester County Compares

Neighboring Counties

County Score Zone Difference
Westchester County, NY 37.0 Normal
Bronx County, NY 77.7 Serious Stress +40.7
Rockland County, NY 42.4 Normal +5.4
Bergen County, NJ 37.1 Normal +0.1
Putnam County, NY 29.9 Healthy -7.0
Nassau County, NY 29.3 Healthy -7.7

Population Peers

Counties with similar population (large) and closest distress scores nationally.

County Score Zone Difference
Bergen County, NJ 37.1 Normal +0.1
Albany County, NY 36.9 Normal -0.1
Williamson County, TX 37.2 Normal +0.2
Madison County, AL 36.5 Normal -0.5
Will County, IL 36.4 Normal -0.6

Download Data

Export all distress indicators for Westchester County as a CSV file.

Frequently Asked Questions

What is the distress score for Westchester County, New York?

Westchester County has a County Distress Index score of 37.0 out of 100, placing it in the Normal zone. It ranks 2,538th nationally out of 3,144 counties and 56th in New York out of 62 counties.

What drives financial distress in Westchester County?

The primary driver of distress in Westchester County is Housing Cost Burden, where the county scores 92.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Westchester County compare to neighboring counties?

Westchester County (37.0) can be compared to its 5 neighboring counties: Bronx County, NY (77.7); Rockland County, NY (42.4); Bergen County, NJ (37.1).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Westchester County?

Westchester County, New York has a population of approximately 990,817 (2023 Census estimate), classified as a large county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.