Greene County, New York

County Distress Index: Normal · 44.4 | 47,062 people · 45th most distressed in New York
American Default Research

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Greene County, NY falls within the normal range for household financial distress at 44.4 — 2042nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 45th of 62 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Greene County's primary driver is Housing Cost Burden at 69.1 — above the national median.

Housing Cost Burden Primary driver 69.1
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 90
Homeownership Rate 32
Rent-to-Income Ratio 69
Employment & Wages 55.4
Unemployment Rate 49
Wage-to-Rent Ratio 63
Business Formation Rate 54
Income & Poverty 48.9
Poverty Rate 49
Income vs. State Median 42
Child Poverty Rate 55
Debt & Delinquency 29.8
Debt in Collections 34
Medical Debt 7
Student Loan Delinquency 34
Auto Loan Delinquency 25
Credit Card Delinquency 32
Bankruptcy Filing Rate 47
Community Vulnerability 18.8
Uninsured Rate 4
Disability Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Greene County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Greene County
Greene County, NY 44.4 Normal —
Delaware County, NY 50.6 Elevated +6.3
Schoharie County, NY 50.5 Elevated +6.1
Ulster County, NY 46.8 Normal +2.4
Rensselaer County, NY 43.8 Normal -0.6
Columbia County, NY 42.5 Normal -1.9
Albany County, NY 36.9 Normal -7.5

Population Peers

County Score Zone vs. Greene County
McClain County, OK 44.4 Normal 0.0
Charlottesville city, VA 44.4 Normal +0.0
Cass County, IL 44.3 Normal -0.0
Carroll County, IL 44.3 Normal -0.1
Lawrence County, IN 44.5 Normal +0.1

Download Data

Export all distress indicators for Greene County as a CSV file.

Find Help in Greene County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Greene County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Greene County, New York?

    Greene County has a County Distress Index score of 44.4 out of 100, placing it in the Normal zone. It ranks 2,042nd nationally out of 3,144 counties and 45th in New York out of 62 counties.

  • What drives financial distress in Greene County?

    The primary driver of distress in Greene County is Housing Cost Burden, where the county scores 69.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Greene County compare to neighboring counties?

    Greene County (44.4) can be compared to its 6 neighboring counties: Delaware County, NY (50.6); Schoharie County, NY (50.5); Ulster County, NY (46.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Greene County?

    Greene County, New York has a population of approximately 47,062 (2023 Census estimate), classified as a small county.