Camden County, New Jersey

County Distress Index: Elevated · 61.1 | 527,196 people · 5th most distressed in New Jersey
American Default Research

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Camden County, NJ registers elevated household financial distress with a score of 61.1 — 743rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New Jersey, it ranks 5th of 21 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Camden County's primary driver is Housing Cost Burden at 90.3 — worse than roughly 90% of U.S. counties.

Housing Cost Burden Primary driver 90.3
Rent-Burdened (30%+) 95
Severely Rent-Burdened (50%+) 90
Mortgage-Burdened (30%+) 95
Homeownership Rate 84
Rent-to-Income Ratio 86
Employment & Wages 61.9
Unemployment Rate 82
Wage-to-Rent Ratio 84
Business Formation Rate 20
Debt & Delinquency 61.5
Debt in Collections 54
Medical Debt 37
Student Loan Delinquency 62
Auto Loan Delinquency 63
Credit Card Delinquency 76
Bankruptcy Filing Rate 78
Income & Poverty 56.3
Poverty Rate 40
Income vs. State Median 84
Child Poverty Rate 45
Community Vulnerability 35.7
Uninsured Rate 34
Disability Rate 38

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Camden County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Camden County
Camden County, NJ 61.1 Elevated —
Philadelphia County, PA 66.7 Serious +5.6
Atlantic County, NJ 63.5 Elevated +2.4
Gloucester County, NJ 45.0 Normal -16.1
Burlington County, NJ 38.9 Normal -22.2

Population Peers

County Score Zone vs. Camden County
Genesee County, MI 61.2 Elevated +0.1
St. Louis city, MO 61.2 Elevated +0.1
Luzerne County, PA 60.9 Elevated -0.2
Horry County, SC 61.4 Elevated +0.3
Richland County, SC 61.5 Elevated +0.4

Download Data

Export all distress indicators for Camden County as a CSV file.

Find Help in Camden County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Camden County.

CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI
CHERRY HILL
800-989-2227 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseRental Help
NEIGHBORHOOD HOUSING SERVICES OF CAMDEN, INC
CAMDEN
856-541-0720 Website
Financial CounselingFair HousingHome Improvement/RehabPost-Purchase
PARKSIDE BUSINESS AND COMMUNITY IN PARTNERSHIP, INC.
CAMDEN
856-964-0440-15 Website
Foreclosure PreventionMortgage HelpPre-PurchaseHomebuyer Education
ST. JOSEPH'S CARPENTER SOCIETY
Camden
856-966-8117 Website
Financial CounselingPre-PurchaseHomebuyer Education

See all counselors in New Jersey →

Find an Attorney

New Jersey State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New Jersey State Bar Association Lawyer Referral Service 1-800-792-8315

Free Legal Aid

Legal aid organizations serving Camden County residents at no cost.

Legal Services of New Jersey 1-888-576-5529
Community Health Law Project
New Jersey State Bar Foundation — Lawyer Referral Service 1-800-792-8315
Central Jersey Legal Services, Inc. (732) 249-7600
Essex-Newark Legal Services Project, Inc. (973) 624-4500
Legal Services of Northwest Jersey, Inc. (908) 231-0840
Northeast New Jersey Legal Services Corporation (201) 792-6363
South Jersey Legal Services, Inc. (800) 496-4570

Self-Help Resources

NJ Courts Foreclosure Self-Help Center Official NJ Courts self-help guidance on foreclosure proceedings

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New Jersey →

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Frequently Asked Questions

  • What is the distress score for Camden County, New Jersey?

    Camden County has a County Distress Index score of 61.1 out of 100, placing it in the Elevated zone. It ranks 743rd nationally out of 3,144 counties and 5th in New Jersey out of 21 counties.

  • What drives financial distress in Camden County?

    The primary driver of distress in Camden County is Housing Cost Burden, where the county scores 90.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Camden County compare to neighboring counties?

    Camden County (61.1) can be compared to its 4 neighboring counties: Philadelphia County, PA (66.7); Atlantic County, NJ (63.5); Gloucester County, NJ (45.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Camden County?

    Camden County, New Jersey has a population of approximately 527,196 (2023 Census estimate), classified as a large county.