Grafton County, New Hampshire

County Distress Index: Normal · 39.2 | 93,146 people · 7th most distressed in New Hampshire
American Default Research

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Grafton County, NH falls within the normal range for household financial distress at 39.2 — 2396th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New Hampshire, it ranks 7th of 10 counties. Among its 9 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Grafton County's primary driver is Housing Cost Burden at 79.4 — worse than roughly 79% of U.S. counties.

Housing Cost Burden Primary driver 79.4
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 90
Homeownership Rate 66
Rent-to-Income Ratio 91
Employment & Wages 44.9
Unemployment Rate 6
Wage-to-Rent Ratio 84
Business Formation Rate 45
Community Vulnerability 29.1
Uninsured Rate 29
Disability Rate 29
Income & Poverty 28.2
Poverty Rate 16
Income vs. State Median 59
Child Poverty Rate 10
Debt & Delinquency 14.5
Debt in Collections 14
Medical Debt 23
Student Loan Delinquency 22
Auto Loan Delinquency 11
Credit Card Delinquency 9
Bankruptcy Filing Rate 10

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Grafton County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Grafton County
Grafton County, NH 39.2 Normal —
Coos County, NH 57.5 Elevated +18.2
Essex County, VT 49.0 Normal +9.8
Sullivan County, NH 48.7 Normal +9.5
Caledonia County, VT 43.5 Normal +4.3
Belknap County, NH 42.6 Normal +3.4
Carroll County, NH 39.7 Normal +0.5
Orange County, VT 37.6 Normal -1.6
Merrimack County, NH 36.6 Normal -2.6
Windsor County, VT 32.7 Healthy -6.5

Population Peers

County Score Zone vs. Grafton County
Grant County, WI 39.2 Normal 0.0
Jackson County, GA 39.3 Normal +0.0
Spotsylvania County, VA 39.2 Normal -0.1
Bonneville County, ID 39.1 Normal -0.1
Northwest Hills Planning Region, CT 39.4 Normal +0.1

Download Data

Export all distress indicators for Grafton County as a CSV file.

Find Help in Grafton County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Grafton County.

AFFORDABLE HOUSING, EDUCATION AND DEVELOPMENT, INC. (AHEAD)
Littleton
603-444-1377 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing

See all counselors in New Hampshire →

Find an Attorney

New Hampshire Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New Hampshire Bar Association Lawyer Referral Service 603-229-0002

Free Legal Aid

Legal aid organizations serving Grafton County residents at no cost.

New Hampshire Legal Assistance 1-800-639-5290
603 Legal Aid 1-800-639-5290

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Grafton County, New Hampshire?

    Grafton County has a County Distress Index score of 39.2 out of 100, placing it in the Normal zone. It ranks 2,396th nationally out of 3,144 counties and 7th in New Hampshire out of 10 counties.

  • What drives financial distress in Grafton County?

    The primary driver of distress in Grafton County is Housing Cost Burden, where the county scores 79.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Grafton County compare to neighboring counties?

    Grafton County (39.2) can be compared to its 9 neighboring counties: Coos County, NH (57.5); Essex County, VT (49.0); Sullivan County, NH (48.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Grafton County?

    Grafton County, New Hampshire has a population of approximately 93,146 (2023 Census estimate), classified as a mid county.