Unemployment in Coos County, New Hampshire, is lower than in 86% of U.S. counties

In Coos County, 3.0% of the labor force was out of work, on average (Bureau of Labor Statistics, Sep 2025 to Aug 2026). That is lower than in 86% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 10 counties in New Hampshire
48score /100

Less distressed than 51% of U.S. counties.

What drives Coos County's score

In Coos County, income and the safety net is the highest-scoring part, at 61.6. Late payments on loans are the lowest part, at 35.8. People with a car or retail loan behind: 2.8%, August 2025, lower than in 88% of U.S. counties.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Even so, Coos County is worse off than most counties on people with a disability (21.9%, 2020 to 2024) and rent on a two-bedroom as a share of the median income (24.1%, fiscal year 2027).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Coos County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Income and safety net

    Biggest factor
    61.6 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      15.9% · 2024
      43rd percentile
    • People with a disability
      21.9% · 2020 to 2024
      88th percentile
    • Median household income (lower income, longer bar)
      $59,499 · 2024
      72nd percentile
    • People below the poverty line
      13.8% · 2024
      55th percentile
    • People without health insurance
      7.7% · 2020 to 2024
      48th percentile
  • Housing costs

    60.2 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      24.1% · fiscal year 2027
      78th percentile
    • Renters paying half their income or more in rent
      16.7% · 2020 to 2024
      41st percentile
  • Jobs

    44.7 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      25.4% · 2020 to 2024
      75th percentile
    • Unemployment rate, 12-month average
      3.0% · Sep 2025 to Aug 2026
      13th percentile
  • Collections and bankruptcy

    43.9 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      19.6% · August 2025
      37th percentile
    • Bankruptcy filings per 100,000 people
      127.5 · 2025
      50th percentile
  • Late payments

    35.8 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      2.8% · August 2025
      11th percentile
    • People with a credit card behind
      6.2% · August 2025
      62nd percentile
    • People with a subprime credit score
      19.8% · Q4 2025
      33rd percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Coos County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Coos County

49 17 34

New Hampshire

65 19 16

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Coos County in 2024, pay from work was 49 cents of every dollar of income. Income from investments and rentals was 17 cents. Benefit checks were 34 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 11 cents of every dollar in 1969, but pay from work still brings in more.

In Coos County, benefit checks rose from 11 to 34 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Coos County, New Hampshire: 34.0% and 48.7% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 34.0% Pay 48.7% 0%20%40%60%80% 196920002024 Benefits 34.0% Pay 48.7%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Coos County, New Hampshire American Default · americandefault.org

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The quote: In 2024, benefit checks made up 34.0% of all personal income in Coos County, New Hampshire (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Coos County, 26.1% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Coos County has changed

The number of people living in Coos County stayed about the same between 1969 and 2024, from 34,371 to 31,094. The number of jobs located there fell by about one in 10 from 1990 to 2024.

Unemployment fell from 6.1% in 1990 to 3.2% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 34,371 2024 31,094 BEA
Jobs located in the countyBLS QCEW 1990 13,885 2024 11,886 BLS QCEW
Unemployment rateBLS LAUS 1990 6.1% 2025 3.2% BLS LAUS
People below the poverty lineCensus SAIPE 1989 10.1% 2024 13.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $25,473 2024 $59,499 Census SAIPE
Share of income from benefit checksBEA 1969 11.3% 2024 34.0% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Coos County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1940 Census count of 39,274. The 2020 Census counted 31,268, 80% of the peak. Census Bureau

  2. 2011

    Flash flood: $6.5 million in property damage. NOAA Storm Events Database

  3. 2014

    Flood: $1.9 million in property damage. NOAA Storm Events Database

  4. 2015

    Thunderstorm wind: two deaths. NOAA Storm Events Database

  5. Since 1973

    28 federal disaster and emergency declarations have covered Coos County, 13 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Coos County beside its neighbors

Coos County scores higher than all four counties that border it, in New Hampshire, Maine and Vermont. Of the group, Coos County gets the largest share of its income from benefit checks (34.0%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Coos County, NH 48 1st of 10 13.8% 34.0%
Oxford County, ME 44 6th of 16 11.3% 32.5%
Essex County, VT 37 1st of 14 13.8% 31.1%
Carroll County, NH 13 7th of 10 7.9% 20.8%
Grafton County, NH 9 9th of 10 9.6% 16.7%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Coos County the poorest county in New Hampshire?

Yes, Coos County's poverty rate was 13.8% in 2024, the highest of 10 counties in New Hampshire (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Coos County ranks 1st of 10 in the state.

Coos County in photographs

Places in Coos County from Wikimedia Commons, each captioned in its photographer's own words.

Weeks Memorial Library, Lancaster, New Hampshire

Weeks Memorial Library, Lancaster, New Hampshire.

Photo: Unknown photographer via Wikimedia Commons, Public domain

Coös County Courthouse in Lancaster, New Hampshire, USA

Coös County Courthouse in Lancaster, New Hampshire, USA.

Photo: Jon Platek via Wikimedia Commons, CC BY-SA 3.0

Coos County, New Hampshire: common questions

What is the poverty rate in Coos County, New Hampshire?

13.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in seven people. Among children it was 15.9%.

Is Coos County the poorest county in New Hampshire?

Yes, Coos County's poverty rate was 13.8% in 2024, the highest of 10 counties in New Hampshire (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Coos County ranks 1st of 10 in the state.

What is the population of Coos County, New Hampshire?

About 31,094 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 31,268, 80% of the county's peak of 39,274 in 1940.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Coos County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

New Hampshire foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Coos County · Every U.S. county (CSV)

Cite this Coos County, New Hampshire, scores 48 on the County Distress Index (data through Aug 2026): less distressed than 51% of U.S. counties · American Default Research · americandefault.org/counties/new-hampshire/coos-county-nh/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Coos County comes from, 2024.
  • History The agencies named in each row and the linked records above.