Banner County, Nebraska

County Distress Index: Normal · 41.3 | 674 people · 33rd most distressed in Nebraska
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Banner County, NE falls within the normal range for household financial distress at 41.3 — 2271st nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Nebraska, it ranks 33rd of 93 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Banner County's primary driver is Employment & Wages at 66.0 — above the national median.

Employment & Wages Primary driver 66.0
Unemployment Rate 41
Wage-to-Rent Ratio 62
Business Formation Rate 95
Community Vulnerability 42.5
Uninsured Rate 34
Disability Rate 51
Income & Poverty 41.7
Poverty Rate 34
Income vs. State Median 42
Child Poverty Rate 49
Debt & Delinquency 35.9
Debt in Collections 17
Medical Debt 29
Student Loan Delinquency 28
Auto Loan Delinquency 22
Credit Card Delinquency 29
Bankruptcy Filing Rate 91
Housing Cost Burden 20.2
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 35
Homeownership Rate 44
Rent-to-Income Ratio 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Banner County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Banner County
Banner County, NE 41.3 Normal —
Scotts Bluff County, NE 56.9 Elevated +15.6
Kimball County, NE 53.6 Elevated +12.3
Goshen County, WY 50.9 Elevated +9.6
Cheyenne County, NE 45.0 Normal +3.7
Laramie County, WY 42.5 Normal +1.2
Morrill County, NE 37.6 Normal -3.6

Population Peers

County Score Zone vs. Banner County
Holt County, MO 41.3 Normal +0.0
Lander County, NV 41.4 Normal +0.1
Tucker County, WV 41.4 Normal +0.1
Boise County, ID 41.4 Normal +0.1
Logan County, KS 41.4 Normal +0.1

Download Data

Export all distress indicators for Banner County as a CSV file.

Find Help in Banner County

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Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Banner County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

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Frequently Asked Questions

  • What is the distress score for Banner County, Nebraska?

    Banner County has a County Distress Index score of 41.3 out of 100, placing it in the Normal zone. It ranks 2,271st nationally out of 3,144 counties and 33rd in Nebraska out of 93 counties.

  • What drives financial distress in Banner County?

    The primary driver of distress in Banner County is Employment & Wages, where the county scores 66.0 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Banner County compare to neighboring counties?

    Banner County (41.3) can be compared to its 6 neighboring counties: Scotts Bluff County, NE (56.9); Kimball County, NE (53.6); Goshen County, WY (50.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Banner County?

    Banner County, Nebraska has a population of approximately 674 (2023 Census estimate), classified as a tiny county.