Koochiching County, Minnesota

County Distress Index: Normal · 41.6 | 11,751 people · 23rd most distressed in Minnesota
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Koochiching County, MN falls within the normal range for household financial distress at 41.6 — 2242nd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Minnesota, it ranks 23rd of 87 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Koochiching County's primary driver is Employment & Wages at 64.7 — above the national median.

Employment & Wages Primary driver 64.7
Unemployment Rate 88
Wage-to-Rent Ratio 11
Business Formation Rate 95
Income & Poverty 51.0
Poverty Rate 41
Income vs. State Median 75
Child Poverty Rate 37
Community Vulnerability 47.0
Uninsured Rate 18
Disability Rate 76
Housing Cost Burden 23.2
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 45
Mortgage-Burdened (30%+) 18
Homeownership Rate 11
Rent-to-Income Ratio 21
Debt & Delinquency 21.9
Debt in Collections 14
Medical Debt 15
Student Loan Delinquency 16
Auto Loan Delinquency 6
Credit Card Delinquency 30
Bankruptcy Filing Rate 51

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Koochiching County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Koochiching County
Koochiching County, MN 41.6 Normal —
Beltrami County, MN 54.8 Elevated +13.2
Itasca County, MN 48.8 Normal +7.3
St. Louis County, MN 46.1 Normal +4.6
Lake of the Woods County, MN 36.3 Normal -5.3

Population Peers

County Score Zone vs. Koochiching County
Logan County, OH 41.6 Normal 0.0
Callaway County, MO 41.5 Normal -0.0
Park County, MT 41.5 Normal -0.0
Andrews County, TX 41.5 Normal -0.0
Marshall County, TN 41.6 Normal +0.0

Download Data

Export all distress indicators for Koochiching County as a CSV file.

Find Help in Koochiching County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Koochiching County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

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Frequently Asked Questions

  • What is the distress score for Koochiching County, Minnesota?

    Koochiching County has a County Distress Index score of 41.6 out of 100, placing it in the Normal zone. It ranks 2,242nd nationally out of 3,144 counties and 23rd in Minnesota out of 87 counties.

  • What drives financial distress in Koochiching County?

    The primary driver of distress in Koochiching County is Employment & Wages, where the county scores 64.7 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Koochiching County compare to neighboring counties?

    Koochiching County (41.6) can be compared to its 4 neighboring counties: Beltrami County, MN (54.8); Itasca County, MN (48.8); St. Louis County, MN (46.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Koochiching County?

    Koochiching County, Minnesota has a population of approximately 11,751 (2023 Census estimate), classified as a small county.