Isanti County, Minnesota

County Distress Index: Normal · 42.5 | 43,182 people · 18th most distressed in Minnesota
American Default Research

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Isanti County, MN falls within the normal range for household financial distress at 42.5 — 2177th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Minnesota, it ranks 18th of 87 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Isanti County's primary driver is Employment & Wages at 80.3 — worse than roughly 80% of U.S. counties.

Employment & Wages Primary driver 80.3
Unemployment Rate 95
Wage-to-Rent Ratio 97
Business Formation Rate 49
Housing Cost Burden 68.2
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 83
Mortgage-Burdened (30%+) 99
Homeownership Rate 5
Rent-to-Income Ratio 73
Debt & Delinquency 32.5
Debt in Collections 19
Medical Debt 17
Student Loan Delinquency 31
Auto Loan Delinquency 6
Credit Card Delinquency 30
Bankruptcy Filing Rate 91
Community Vulnerability 22.3
Uninsured Rate 22
Disability Rate 22
Income & Poverty 9.1
Poverty Rate 6
Income vs. State Median 17
Child Poverty Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Isanti County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Isanti County
Isanti County, MN 42.5 Normal —
Pine County, MN 50.2 Elevated +7.8
Mille Lacs County, MN 46.5 Normal +4.1
Kanabec County, MN 42.1 Normal -0.3
Chisago County, MN 36.2 Normal -6.3
Anoka County, MN 32.5 Healthy -10.0
Sherburne County, MN 31.1 Healthy -11.4

Population Peers

County Score Zone vs. Isanti County
Adams County, IN 42.5 Normal -0.0
Noble County, IN 42.5 Normal +0.0
Champaign County, OH 42.4 Normal -0.1
Perry County, IN 42.4 Normal -0.1
Chippewa County, MN 42.4 Normal -0.1

Download Data

Export all distress indicators for Isanti County as a CSV file.

Find Help in Isanti County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Isanti County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

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Frequently Asked Questions

  • What is the distress score for Isanti County, Minnesota?

    Isanti County has a County Distress Index score of 42.5 out of 100, placing it in the Normal zone. It ranks 2,177th nationally out of 3,144 counties and 18th in Minnesota out of 87 counties.

  • What drives financial distress in Isanti County?

    The primary driver of distress in Isanti County is Employment & Wages, where the county scores 80.3 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Isanti County compare to neighboring counties?

    Isanti County (42.5) can be compared to its 6 neighboring counties: Pine County, MN (50.2); Mille Lacs County, MN (46.5); Kanabec County, MN (42.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Isanti County?

    Isanti County, Minnesota has a population of approximately 43,182 (2023 Census estimate), classified as a small county.