Hubbard County, Minnesota

County Distress Index: Normal · 41.5 | 22,132 people · 25th most distressed in Minnesota
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Hubbard County, MN falls within the normal range for household financial distress at 41.5 — 2253rd nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Minnesota, it ranks 25th of 87 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hubbard County's primary driver is Employment & Wages at 72.3 — above the national median.

Employment & Wages Primary driver 72.3
Unemployment Rate 98
Wage-to-Rent Ratio 59
Business Formation Rate 60
Housing Cost Burden 51.7
Rent-Burdened (30%+) 72
Severely Rent-Burdened (50%+) 85
Mortgage-Burdened (30%+) 83
Homeownership Rate 8
Rent-to-Income Ratio 10
Income & Poverty 34.2
Poverty Rate 26
Income vs. State Median 48
Child Poverty Rate 29
Community Vulnerability 28.5
Uninsured Rate 20
Disability Rate 37
Debt & Delinquency 20.7
Debt in Collections 8
Medical Debt 7
Student Loan Delinquency 20
Auto Loan Delinquency 25
Credit Card Delinquency 26
Bankruptcy Filing Rate 38

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hubbard County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hubbard County
Hubbard County, MN 41.5 Normal —
Beltrami County, MN 54.8 Elevated +13.3
Wadena County, MN 50.9 Elevated +9.4
Cass County, MN 49.1 Normal +7.6
Clearwater County, MN 46.0 Normal +4.6
Becker County, MN 39.4 Normal -2.1

Population Peers

County Score Zone vs. Hubbard County
Bryan County, GA 41.5 Normal 0.0
Humboldt County, NV 41.5 Normal -0.0
Uintah County, UT 41.5 Normal +0.0
Salem city, VA 41.4 Normal -0.0
Morrow County, OR 41.4 Normal -0.0

Download Data

Export all distress indicators for Hubbard County as a CSV file.

Find Help in Hubbard County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Hubbard County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hubbard County, Minnesota?

    Hubbard County has a County Distress Index score of 41.5 out of 100, placing it in the Normal zone. It ranks 2,253rd nationally out of 3,144 counties and 25th in Minnesota out of 87 counties.

  • What drives financial distress in Hubbard County?

    The primary driver of distress in Hubbard County is Employment & Wages, where the county scores 72.3 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Hubbard County compare to neighboring counties?

    Hubbard County (41.5) can be compared to its 5 neighboring counties: Beltrami County, MN (54.8); Wadena County, MN (50.9); Cass County, MN (49.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hubbard County?

    Hubbard County, Minnesota has a population of approximately 22,132 (2023 Census estimate), classified as a small county.