Chippewa County, Minnesota

County Distress Index: Normal · 42.4 | 12,172 people · 19th most distressed in Minnesota
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Chippewa County, MN falls within the normal range for household financial distress at 42.4 — 2186th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Minnesota, it ranks 19th of 87 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Chippewa County's primary driver is Employment & Wages at 56.2 — above the national median.

Employment & Wages Primary driver 56.2
Unemployment Rate 82
Wage-to-Rent Ratio 22
Business Formation Rate 65
Housing Cost Burden 53.1
Rent-Burdened (30%+) 62
Severely Rent-Burdened (50%+) 80
Mortgage-Burdened (30%+) 53
Homeownership Rate 65
Rent-to-Income Ratio 5
Income & Poverty 48.9
Poverty Rate 49
Income vs. State Median 36
Child Poverty Rate 61
Community Vulnerability 36.0
Uninsured Rate 43
Disability Rate 29
Debt & Delinquency 17.6
Debt in Collections 17
Medical Debt 18
Student Loan Delinquency 16
Auto Loan Delinquency 13
Credit Card Delinquency 5
Bankruptcy Filing Rate 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Chippewa County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Chippewa County
Chippewa County, MN 42.4 Normal —
Swift County, MN 43.5 Normal +1.2
Kandiyohi County, MN 40.8 Normal -1.5
Renville County, MN 34.6 Healthy -7.7
Lac qui Parle County, MN 31.5 Healthy -10.9
Yellow Medicine County, MN 31.1 Healthy -11.2

Population Peers

County Score Zone vs. Chippewa County
Perry County, IN 42.4 Normal 0.0
Champaign County, OH 42.4 Normal +0.0
Bond County, IL 42.3 Normal -0.0
Payette County, ID 42.3 Normal -0.0
Livingston County, MO 42.3 Normal -0.1

Download Data

Export all distress indicators for Chippewa County as a CSV file.

Find Help in Chippewa County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Chippewa County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Minnesota →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Chippewa County, Minnesota?

    Chippewa County has a County Distress Index score of 42.4 out of 100, placing it in the Normal zone. It ranks 2,186th nationally out of 3,144 counties and 19th in Minnesota out of 87 counties.

  • What drives financial distress in Chippewa County?

    The primary driver of distress in Chippewa County is Employment & Wages, where the county scores 56.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Chippewa County compare to neighboring counties?

    Chippewa County (42.4) can be compared to its 5 neighboring counties: Swift County, MN (43.5); Kandiyohi County, MN (40.8); Renville County, MN (34.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Chippewa County?

    Chippewa County, Minnesota has a population of approximately 12,172 (2023 Census estimate), classified as a small county.