Beltrami County, Minnesota

County Distress Index: Elevated · 54.8 | 46,718 people · 2nd most distressed in Minnesota

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Beltrami County, MN registers elevated household financial distress with a score of 54.8 — 1228th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Minnesota, it ranks 2nd of 87 counties. It scores higher than all 9 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Beltrami County's primary driver is Employment & Wages at 74.5 — above the national median.

Employment & Wages Primary driver 74.5
Unemployment Rate 87
Wage-to-Rent Ratio 51
Business Formation Rate 85
Income & Poverty 67.4
Poverty Rate 73
Income vs. State Median 70
Child Poverty Rate 59
Housing Cost Burden 58.4
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 64
Homeownership Rate 72
Rent-to-Income Ratio 46
Community Vulnerability 44.2
Uninsured Rate 47
Disability Rate 41
Debt & Delinquency 29.3
Debt in Collections 31
Medical Debt 14
Student Loan Delinquency 21
Auto Loan Delinquency 61
Credit Card Delinquency 12
Bankruptcy Filing Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Beltrami County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Beltrami County
Beltrami County, MN 54.8 Elevated
Cass County, MN 49.1 Normal -5.6
Itasca County, MN 48.8 Normal -5.9
Clearwater County, MN 46.0 Normal -8.7
Koochiching County, MN 41.6 Normal -13.2
Hubbard County, MN 41.5 Normal -13.3
Pennington County, MN 41.4 Normal -13.3
Lake of the Woods County, MN 36.3 Normal -18.5
Roseau County, MN 27.8 Healthy -27.0
Marshall County, MN 25.7 Healthy -29.1

Population Peers

County Score Zone vs. Beltrami County
Chilton County, AL 54.8 Elevated 0.0
Grainger County, TN 54.8 Elevated +0.0
Randolph County, MO 54.8 Elevated +0.0
Fremont County, WY 54.8 Elevated +0.0
Callahan County, TX 54.7 Elevated -0.0

Download Data

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