Massachusetts Snapshot

14 Counties Scored
34.0 Mean Score
34.9 Median Score
76 Hampden County Most Distressed
9 Dukes County Least Distressed
1 high county distress1 moderate county distress2 moderate-low county distress5 low-moderate county distress2 low county distress2 very low county distress1 exceptionally low county distress
Score Label Distribution

Massachusetts County Map

Hampden County is the most distressed of Massachusetts's 14 counties

County Distress Index score for Massachusetts's 14 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/massachusetts/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

76 high county distress
Debt Burden (housing basis)
51 moderate county distress
Debt Burden (housing basis)
44 moderate-low county distress
Debt Burden (housing basis)

Least Distressed

9 exceptionally low county distress
Labor
13 very low county distress
Debt Burden (housing basis)
15 very low county distress
Debt Burden (housing basis)

Score Distribution

How Massachusetts's 14 county scores are distributed across the 0–100 scale.

All Massachusetts Counties

14 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Hampden County 76 high county distress Debt Burden (housing basis)
2 — Bristol County 51 moderate county distress Debt Burden (housing basis)
3 — Suffolk County 44 moderate-low county distress Debt Burden (housing basis)
4 — Berkshire County 43 moderate-low county distress Debt Burden (housing basis)
5 — Franklin County 37 low-moderate county distress Debt Burden (housing basis)
6 — Worcester County 37 low-moderate county distress Debt Burden (housing basis)
7 — Essex County 37 low-moderate county distress Debt Burden (housing basis)
8 — Barnstable County 32 low-moderate county distress Debt Burden (housing basis)
9 — Plymouth County 30 low-moderate county distress Debt Burden (housing basis)
10 — Hampshire County 23 low county distress Debt Burden (housing basis)
11 — Nantucket County 22 low county distress Debt Burden (housing basis)
12 — Norfolk County 15 very low county distress Debt Burden (housing basis)
13 — Middlesex County 13 very low county distress Debt Burden (housing basis)
14 — Dukes County 9 exceptionally low county distress Labor

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 Massachusetts counties
very high county distress — 0 Massachusetts counties
high county distress — 1 Massachusetts county
moderate-high county distress — 0 Massachusetts counties
moderate county distress — 1 Massachusetts county
moderate-low county distress — 2 Massachusetts counties
low-moderate county distress — 5 Massachusetts counties
low county distress — 2 Massachusetts counties
very low county distress — 2 Massachusetts counties
exceptionally low county distress — 1 Massachusetts county

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.