Webster County, Kentucky

County Distress Index: Normal · 45.5 | 12,726 people · 100th most distressed in Kentucky
American Default Research

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Webster County, KY falls within the normal range for household financial distress at 45.5 — 1940th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Kentucky, it ranks 100th of 120 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Webster County's primary driver is Community Vulnerability at 61.5 — above the national median.

Community Vulnerability Primary driver 61.5
Uninsured Rate 28
Disability Rate 95
Income & Poverty 51.9
Poverty Rate 64
Income vs. State Median 34
Child Poverty Rate 57
Debt & Delinquency 51.4
Debt in Collections 61
Medical Debt 60
Student Loan Delinquency 7
Auto Loan Delinquency 60
Credit Card Delinquency 33
Bankruptcy Filing Rate 88
Employment & Wages 38.9
Unemployment Rate 45
Wage-to-Rent Ratio 7
Business Formation Rate 64
Housing Cost Burden 23.7
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 35
Homeownership Rate 57
Rent-to-Income Ratio 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Webster County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Webster County
Webster County, KY 45.5 Normal —
Crittenden County, KY 57.3 Elevated +11.8
Caldwell County, KY 56.0 Elevated +10.5
Hopkins County, KY 51.0 Elevated +5.5
Henderson County, KY 50.8 Elevated +5.3
McLean County, KY 48.8 Normal +3.3
Union County, KY 46.7 Normal +1.2

Population Peers

County Score Zone vs. Webster County
Morgan County, IL 45.5 Normal +0.0
Linn County, MO 45.4 Normal -0.0
Nez Perce County, ID 45.5 Normal +0.0
Clark County, KY 45.5 Normal +0.1
Martin County, MN 45.4 Normal -0.1

Download Data

Export all distress indicators for Webster County as a CSV file.

Find Help in Webster County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Webster County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Webster County, Kentucky?

    Webster County has a County Distress Index score of 45.5 out of 100, placing it in the Normal zone. It ranks 1,940th nationally out of 3,144 counties and 100th in Kentucky out of 120 counties.

  • What drives financial distress in Webster County?

    The primary driver of distress in Webster County is Community Vulnerability, where the county scores 61.5 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Webster County compare to neighboring counties?

    Webster County (45.5) can be compared to its 6 neighboring counties: Crittenden County, KY (57.3); Caldwell County, KY (56.0); Hopkins County, KY (51.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Webster County?

    Webster County, Kentucky has a population of approximately 12,726 (2023 Census estimate), classified as a small county.